843 E Dunham Ave, Des Moines, IA 50315 Property Records

Polk County property record for 843 E Dunham Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 793 sqft · built 1885
Lot Size	0.295 acres (12,840 sqft)
Owner	Individual Name on Record
Last Sale	$4,000 (Sep 2025)
Tax Bill	$2,070 (2024)
Deeds & Mortgages	Jan 2023 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`020/00784-001-000`

Property Details

APN / Parcel Number

Primary APN	`020/00784-001-000`
Alternative APN	`782410456009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	793 sqft Living Area
Gross Area	956 sqft
1st Floor Area	514 sqft
Upper Floors Area	279 sqft
Basement Area	79 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,840 sqft (0.295 acres)
Lot Dimensions	120 ft deep x 107 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	84 sqft
Deck Area	240 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	843 E DUNHAM AVE
City	DES MOINES
State	IA
Zip	50315-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 12, 13 & 14 BLK 27 SECOND PLAT OF CLIFTON HEIGHTS
Legal Subdivision	CLIFTON HEIGHTS 2ND PLAT
Legal Block	27
Legal Lot Number	13
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1022
Census Tract	4200

Owner

Source: Polk County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	833 E DUNHAM AVE, DES MOINES, IA 50315-1424
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage · ARM MARINE CU
Jul 29, 2021	Deed of Trust, Mortgage · ARM MARINE CU
Oct 27, 2020	Deed of Trust, Mortgage · Line of Credit MARINE CU
Oct 20, 2017	Warranty Deed, Transfer · Conventional with PMI MARINE CU
Mar 20, 2017	Trustee's Deed, Construction Loan · Line of Credit BANK IOWA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	Oct 20, 2017 · Amount on Record
Deed Document Number	202555990
Deed Book / Page	20274 / 655
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	843 E DUNHAM AVE, DES MOINES, IA 50315-1424
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000531
Date	Jan 4, 2023
Book Page	19367/882
Instrument	2023-00000531

Lender

Name	MARINE CU
Type	Credit Union
Address	LA CROSSE, WI 54601

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	10.2%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	10.2%
Max Rate At Change	12.2%
Index	1-Year T-Bill
Max Rate	15.2%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	843 E DUNHAM AVE, DES MOINES, IA 50315-1424
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100080184
Date	Jul 29, 2021
Book Page	18672/1
Instrument	2021-00080184

Lender

Name	MARINE CU
Type	Credit Union
Address	LA CROSSE, WI 54603

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Aug 5, 2036

Interest

Rate Type	Adjustable Rate
Rate	7.73%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	7.73%
Max Rate At Change	9.73%
Index	1-Year CMT
Max Rate	13.7%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	843 E DUNHAM AVE, DES MOINES, IA 50315-1424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047867
Date	Oct 27, 2020
Book Page	18154/441
Instrument	2020-00047867

Lender

Name	MARINE CU
Type	Credit Union
Address	54803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Nov 5, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 20, 2017
Property Address	843 E DUNHAM AVE, DES MOINES, IA 50315-1424
Document Number	0000033772
Book / Page	016692 / 000888
Instrument Date	Oct 19, 2017
Instrument	33772
Transaction Type	Transfer
Record Updated	Oct 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	843 E DUNHAM AVE DES MOINES IA 503151424, DES MOINES, IA 50315-1424

Mortgage

Document Number	33774
Date	Oct 20, 2017
Book Page	016692/000892
Instrument	33774

Lender

Name	MARINE CU
Type	Credit Union
Address	LA CROSSE, WI 54603

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2047

Interest

Rate Type	Adjustable Rate
Rate	8.49%

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	POLK IA
Recording Date	Mar 20, 2017
Property Address	843 E DUNHAM AVE, DES MOINES, IA 50315-1424
Book / Page	016410 / 000532
Instrument Date	Mar 17, 2017
Instrument	77808
Transaction Type	Construction Loan
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	843 E DUNHAM AVE DES MOINES IA 503151424, DES MOINES, IA 50315-1424

Mortgage

Document Number	0000077808
Date	Mar 20, 2017
Book Page	016410/000532
Instrument	77808

Lender

Name	BANK IOWA
Type	Bank
Address	ALTOONA, IA 50009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 19, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$123,300 (+17.21%) Land $27,500 Building $95,800	$123,300 (+17.21%) Land $27,500 Building $95,800
2024	$2,070.00 (-0.96%)
2023		$105,200 Land $23,400 Building $81,800	$105,200 Land $23,400 Building $81,800
2020	$2,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (1983–2010)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims Severe Storms & Flooding, Sep 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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