816 E Dunham Ave, Des Moines, IA 50315 Property Records

Polk County property record for 816 E Dunham Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,502 sqft · built 1962
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$227,500 (Dec 2025)
Tax Bill	$3,848 (2024)
Deeds & Mortgages	Dec 2025 Second Mortgage Dec 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`020/00817-000-000`

Property Details

APN / Parcel Number

Primary APN	`020/00817-000-000`
Alternative APN	`782410453016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,502 sqft Living Area
Gross Area	1,862 sqft
1st Floor Area	890 sqft
Attic	Attic
Attic Area	252 sqft
Basement Area	720 sqft
Finished Basement	360 sqft
Unfinished Basement	360 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	816 E DUNHAM AVE
City	DES MOINES
State	IA
Zip	50315-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 & E 20F LOT 23 BLK 28 SECOND PLAT OF CLIFTON HEIGHTS
Legal Subdivision	CLIFTON HEIGHTS 2ND PLAT
Legal Block	28
Legal Lot Number	22,23
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1020
Census Tract	4200

Owner

Source: Polk County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	816 E DUNHAM AVE, DES MOINES, IA 50315-1423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU
Dec 2, 2025	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Jun 24, 2022	Warranty Deed, Transfer · FHA Mortgage CENTRAL TRUST BANK
Aug 13, 2019	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK
Dec 6, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST AMERICAN BANK
Mar 30, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2025 · Amount on Record
Deed Sale	Dec 2, 2025 · Amount on Record
Prior Sale	Jun 24, 2022 · Amount on Record
Deed Document Number	202572295
Deed Book / Page	20353 / 583
Prior Transfer Date	Nov 15, 2016
Prior Transfer Doc	0000046429
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	816 E DUNHAM AVE, DES MOINES, IA 50315-1423
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072297
Date	Dec 2, 2025
Book Page	20353/599
Instrument	2025-00072297

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	1827 ANSBOROUGH AVE, WATERLOO, IA 50701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2036

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 2, 2025
Property Address	816 E DUNHAM AVE, DES MOINES, IA 50315-1423
Document Number	0000072295
Book / Page	20353 / 583
Instrument Date	Dec 1, 2025
Instrument	2025-00072295
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 E DUNHAM AVE, DES MOINES, IA 50315-1423

Mortgage

Document Number	0000072296
Date	Dec 2, 2025
Instrument	2025-00072296

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	12.1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 24, 2022
Property Address	816 E DUNHAM AVE, DES MOINES, IA 50315-1423
Document Number	0000052334
Book / Page	19168 / 8
Instrument Date	Jun 21, 2022
Instrument	2022-00052334
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	816 E DUNHAM AVE, DES MOINES, IA 50315-1423

Mortgage

Document Number	0000052336
Date	Jun 24, 2022
Instrument	2022-00052336

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 13, 2019
Property Address	816 E DUNHAM AVE, DES MOINES, IA 50315-1423
Document Number	201900013667
Book / Page	17448 / 0310
Instrument Date	Aug 11, 2019
Instrument	2019-00013667
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 E DUNHAM AVE, DES MOINES, IA 50315-1423

Mortgage

Document Number	201900013669
Date	Aug 13, 2019
Instrument	2019-00013669

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 6, 2017
Property Address	816 E DUNHAM AVE, DES MOINES, IA 50315-1423
Document Number	201700047170
Book / Page	16751 / 0194
Instrument Date	Dec 4, 2017
Instrument	2017-00047170
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700047172
Date	Dec 6, 2017
Instrument	2017-00047172

Lender

Name	FIRST AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK IA
Recording Date	Mar 30, 2017
Property Address	816 E DUNHAM AVE, DES MOINES, IA 50315-1423
Document Number	0000080530
Book / Page	016422 / 000261
Instrument Date	Feb 22, 2017
Instrument	80530
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$114.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5408 CODY DR WEST DES MOINES IA 502666389, WEST DES MOINES, IA 50266-6389

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$226,400 (+15.75%) Land $22,100 Building $204,300	$226,400 (+15.75%) Land $22,100 Building $204,300
2024	$3,848.00 (+8.89%)
2023		$195,600 Land $18,900 Building $176,700	$195,600 Land $18,900 Building $176,700
2020	$3,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (1983–2010)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims Severe Storms & Flooding, Sep 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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