822 E Dunham Ave, Des Moines, IA 50315 Property Records

Polk County property record for 822 E Dunham Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,140 sqft · built 2013
Lot Size	0.164 acres (7,175 sqft)
Owner	Individual Name on Record
Last Sale	$226,000 (Dec 2021)
Tax Bill	$3,494 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`7824-10-453-022`

Property Details

APN / Parcel Number

Primary APN	`7824-10-453-022`
Alternative APN	`020/00814-001-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	1,914 sqft
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft
Finished Basement	850 sqft

Exterior

Year Built	Built 2013
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,175 sqft (0.164 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	822 E DUNHAM AVE
City	DES MOINES
State	IA
Zip	50315-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL A BK 14990 PG 277 PRT OF LOT 20 & ALL LOT 21 BLK 28 SECOND PLAT OF CLIFTON HEIGHTS
Legal Subdivision	CLIFTON HEIGHTS 2ND PLAT
Legal Block	28
Legal Lot Number	20,21
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1020
Census Tract	4200

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	822 E DUNHAM AVE, DES MOINES, IA 50315-1423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Apr 18, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Dec 15, 2021	Warranty Deed, Transfer · FHA Mortgage LINCOLN SAVINGS BANK
Jun 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage DES MOINES METRO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Prior Sale	Feb 27, 2014 · Amount on Record
Deed Document Number	2021-00130821
Deed Book / Page	18910 / 116
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	822 E DUNHAM AVE, DES MOINES, IA 50315-1423
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 E DUNHAM AVE, DES MOINES, IA 50315-1423

Mortgage

Document Number	0000059026
Date	Oct 2, 2025
Book Page	20289/323
Instrument	2025-00059026

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Jan 1, 2052

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	822 E DUNHAM AVE, DES MOINES, IA 50315-1423
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 E DUNHAM AVE, DES MOINES, IA 50315-1423

Mortgage

Document Number	0000018294
Date	Apr 18, 2024
Book Page	19772/463
Instrument	2024-00018294

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 15, 2021
Property Address	822 E DUNHAM AVE, DES MOINES, IA 50315-1423
Document Number	0000130821
Book / Page	18910 / 116
Map Reference	MB 14990 PG 277
Instrument Date	Dec 13, 2021
Instrument	2021-00130821
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 E DUNHAM AVE, DES MOINES, IA 50315-1423

Mortgage

Document Number	0000130823
Date	Dec 15, 2021
Instrument	2021-00130823

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	822 E DUNHAM AVE, DES MOINES, IA 50315-1423
Document Number	0000089322
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	822 E DUNHAM AVE DES MOINES IA 503151423, DES MOINES, IA 50315-1423

Mortgage

Document Number	0000089322
Date	Jun 12, 2019
Book Page	017364/000296
Instrument	89322

Lender

Name	DES MOINES METRO CU
Type	Credit Union
Address	DES MOINES, IA 50314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 11, 2039

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$287,200 (+16.04%) Land $22,100 Building $265,100	$287,200 (+16.04%) Land $22,100 Building $265,100
2024	$3,494.00 (+498.29%)
2023		$247,500 Land $18,800 Building $228,700	$247,500 Land $18,800 Building $228,700
2020	$584.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (1983–2010)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims Severe Storms & Flooding, Sep 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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