843 E 15th St, Panama City, FL 32405 Property Records

Bay County property record for 843 E 15th St, Panama City, FL 32405

Property Summary

Property Type	Commercial Vacant Land
Details	2,136 sqft · built 1979
Lot Size	0.984 acres (42,863 sqft)
Owner	Company Name on File
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Sep 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`14506-010-000`

Property Details

APN / Parcel Number

Primary APN	`14506-010-000`

Interior

Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,136 sqft Total Area
Gross Area	2,992 sqft
1st Floor Area	1,488 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Other
Lot Area	42,863 sqft (0.984 acres)
Lot Dimensions	200 ft deep x 200 ft wide

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	843 E 15TH ST
City	PANAMA CITY
State	FL
Zip	32405-6101
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	PC11
Legal Description	KEITHS 4TH ADD E 200 OF LOTS 4 & 5 LESS S 10 OF LOT 5 & LESS PCL IN SE COR OF LOT 5 BLK 4 ORB 3762 P 2018
Legal Range	14W
Legal Township	03S
Legal Section	33
Legal Subdivision	KEITHS 4TH ADD
Legal Block	4
Legal Lot Number	4,5
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1016
Census Tract	1600

Owner

843 E 15th St, commercial vacant land, is owned by a company that acquired it in September 2026.

Source: Bay County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	1016 NAVY BLVD, PANAMA CITY, FL 32408-7444
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2014
Deed Sale	Sep 12, 2014
Deed Document Number	201449009
Deed Book / Page	3639 / 646
Last Transfer Date	Sep 14, 2026
Transfer Doc	0000057395
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Sep 15, 2026
Property Address	843 E 15TH ST, PANAMA CITY, FL 32405-6101
Document Number	0000057395
Book / Page	5079 / 305
Instrument Date	Sep 14, 2026
Instrument	202657395
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1016 NAVY BLVD, PANAMA CITY BEACH, FL 32408-7444

Tax Assessment & Valuation

The 2025 property tax bill for 843 E 15th St was $1,378, up 0.1% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,378.00 (+0.15%)	$85,726 Land $85,726	$85,726 Land $85,726
2024	$1,376.00 (-12.08%)
2023	$1,565.00 (+5.03%)	$85,726 (-) Land $85,726	$85,726 (-) Land $85,726
2022	$1,490.00	$85,726 Land $85,726	$85,726 Land $85,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 843 E 15th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	6 (1984–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 3 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 843 E 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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