Bay County property record for 1023 E 15th St, Panama City, FL 32405
| Property Type | Manufacturing (Light) |
|---|---|
| Details | 6,500 sqft · built 1947 |
| Lot Size | 4.56 acres (198,764 sqft) |
| Owner | Company Name on File |
| Last Sale | $960,000 (Feb 2026) |
| Tax Bill | $5,878 (2025) |
| Deeds & Mortgages | Feb 2026 Sale Jan 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14450-000-000 |
| Primary APN | 14450-000-000 |
|---|
| Total Rooms | 4 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 6,500 sqft Total Area |
| 1st Floor Area | 8,190 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Year Built | Built 1947 |
|---|---|
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Fire Resistance | Fireproof Steel Frame |
| Roof Type | Steel Frame/Truss |
| Roof Material | Metal |
| Lot Area | 198,764 sqft (4.56 acres) |
| Fence | Fence |
| Canopy | 1,200 sqft |
| Total Buildings | 4 Buildings |
| Cooling System | None |
|---|
| Street Address | 1023 E 15TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-6119 |
| Property Category | Industrial |
| Property Type | Industrial > Manufacturing (Light) |
| Legal Description | 33 3S 14W -44- MAP 104C4 S1/2 OF W1/2 OF W1/2 OF SE1/4 OF SE1/4 LESS RD R/W (LEASE |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 33 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 1600 |
1023 E 15th St, an industrial property, is owned by a company that bought it in February 2026.
Source: Bay County records, as of February 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2411 N GLASSELL ST, ORANGE, CA 92865-2717 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2026 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 31, 2019 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Dec 1, 2018 | Deed of Trust, Mortgage US SMALL BUSN ADMN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2026 · Amount on File |
| Deed Sale | Feb 3, 2026 · Amount on File |
| Prior Sale | Mar 22, 2005 · Amount on File |
| Deed Document Number | 2026006261 |
| Deed Book / Page | 4998 / 519 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 3, 2026 |
| Property Address | 1023 E 15TH ST, PANAMA CITY, FL 32405-6119 |
| Document Number | 0049980519 |
| Book / Page | 4998 / 519 |
| Map Reference | MB 1 PG 53 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 2026006261 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $6,720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1023 E 15TH ST, PANAMA CITY, FL 32405-6119 |
| Name | Verified Name |
|---|---|
| Address | 2411 N GLASSELL ST, ORANGE, CA 92865-2717 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 1023 E 15TH ST, PANAMA CITY, FL 32405-6119 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0040850726 |
|---|---|
| Date | Jan 31, 2019 |
| Book Page | 4085/0726 |
| Instrument | 2019012370 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Dec 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 1023 E 15TH ST, PANAMA CITY, FL 32405-6119 |
| Document Number | 0040711899 |
| Instrument Date | Dec 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1023 E 15TH ST PANAMA CITY FL 324056119, PANAMA CITY, FL 32405-6119 |
| Document Number | 0040711899 |
|---|---|
| Date | Dec 20, 2018 |
| Book Page | 004071/001899 |
| Instrument | 77969 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | PANAMA CITY, FL 32405 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 19, 2033 |
The 2025 property tax bill for 1023 E 15th St was $5,878.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,878.00 | $372,207 Land $296,595 Building $75,612 | $372,207 Land $296,595 Building $75,612 |
| 2023 | $6,072.00 (+8.54%) | $361,849 (-) Land $296,595 Building $65,254 | $361,849 (-) Land $296,595 Building $65,254 |
| 2022 | $5,594.00 | $361,849 Land $296,595 Building $65,254 | $361,849 Land $296,595 Building $65,254 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1023 E 15th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 6 (1984–2018) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1023 E 15th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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