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1007 E 15th St, Panama City, FL 32405 Property Records

Bay County property record for 1007 E 15th St, Panama City, FL 32405

Property Summary

Property TypeLaundromat
Details2,429 sqft · built 1977
Lot Size1.03 acres (45,215 sqft)
OwnerTrust Name on File
Last Sale$250,000 (Apr 2019)
Tax Bill$4,926 (2025)
Deeds & MortgagesJan 2024 Transfer
Aug 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN18654-001-000

Property Details

APN / Parcel Number

Primary APN18654-001-000

Interior

Total Rooms4 Rooms
Stories1 Story
Building Area2,429 sqft Gross Area
1st Floor Area2,429 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialBrick
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Roof TypeFlat
Roof MaterialOther
Lot Area45,215 sqft (1.03 acres)
Lot Dimensions250 ft deep x 181 ft wide
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1007 E 15TH ST
CityPANAMA CITY
StateFL
Zip32405-6119
Property CategoryCommercial
Property TypeCommercial > Retail > Laundromat
Local Zoning CodePC09
Legal Description6 4S 14W -2.1- BEG 180 W & 40 S OF NE COR OF NE1/4 OF NE1/4 TH W 181.5 S 250 E 181.5 N 250 TO POB TOGETHER WITH ING EGR ESMT ORB 4767 P 1054
Legal Range14W
Legal Township04S
Legal Section06
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3000
Census Tract2200

Owner

1007 E 15th St, a commercial property, is held in a trust since August 2021.

Source: Bay County records, as of January 5, 2026

Owner of RecordTrust Name on File
Mailing Address9735 BEAR FOOT BLVD, PANAMA CITY, FL 32404-5436
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2024Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 25, 2021Intrafamily Transfer, Transfer
ATTORNEY
Apr 3, 2019Grant Deed, Transfer
GRIMSLEY W C JR FAMILY TR (PT)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2019 · Amount on File
Deed SaleApr 3, 2019 · Amount on File
Prior SaleJun 20, 2016 · Amount on File
Deed Document Number201933998
Deed Book / Page4108 / 229
Last Transfer DateAug 24, 2021
Transfer Doc0000065283
Record UpdatedSep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY FL
Recording DateJan 24, 2024
Property Address1007 E 15TH ST, PANAMA CITY, FL 32405-6119
Document Number0047671054
Book / Page4767 / 1054
Instrument DateJan 16, 2024
Instrument2024003850
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address502 HARMON AVE, PANAMA CITY, FL 32401-3044

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address9735 BEAR FOOT BLVD, PANAMA CITY, FL 32404-5436

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY FL
Recording DateAug 25, 2021
Property Address1007 W 15TH ST, PANAMA CITY, FL 32401-2043
Document Number0044511786
Book / Page4451 / 1786
Instrument DateAug 24, 2021
Instrument2021065283
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address9735 BEAR FOOT BLVD, PANAMA CITY, FL 32404-5436

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBAY FL
Recording DateApr 3, 2019
Property Address1007 W 15TH ST, PANAMA CITY, FL 32401-2043
Document Number0041080229
Book / Page004108 / 000229
Instrument DateMar 29, 2019
Instrument33998
Transaction TypeTransfer
Record UpdatedApr 25, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1020 SEAGULL LN LYNN HAVEN FL 324443451, LYNN HAVEN, FL 32444-3451

Mortgage

Document Number41080234
DateApr 3, 2019
Book Page004108/000234
Instrument33999
Lender
NameGRIMSLEY W C JR FAMILY TR (PT)
Address7911 THOMAS DR # 2, PANAMA CITY BEACH, FL 32408-7572
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1007 E 15th St was $4,926, up 4.4% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,926.00 (+4.43%)$309,645$316,393 Land $207,600 Building $108,793
2024$4,717.00 (-4.67%)
2023$4,948.00 (+11.97%)$289,094 (+5.51%) Land $207,600 Building $81,494$289,094 (+5.51%) Land $207,600 Building $81,494
2022$4,419.00$273,998 Land $186,840 Building $87,158$273,998 Land $186,840 Building $87,158

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1007 E 15th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 61 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims26 (1985–2020)
Claims Outside the SFHA18 of 26
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Michael, Oct 2018 · 11 claims
  • Hurricane Earl, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1007 E 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

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