8420 Three Top Rd, Todd, NC 28684 Property Records

Ashe County property record for 8420 Three Top Rd, Todd, NC 28684

Property Summary

Property TypeSingle Family Home
Details1,694 sqft · built 1985
Lot Size2.93 acres (127,936 sqft)
OwnerIndividual Name on File
Last Sale$525,000 (Oct 2022)
Tax Bill$1,008 (2025)
Deeds & MortgagesOct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN04122-034

Property Details

APN / Parcel Number

Primary APN04122-034
Alternative APNs
  • 113081
  • 13443

Interior

Plumbing Fixtures8 Plumbing Fixtures
Building Area1,694 sqft Heated Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleConventional
Lot Area127,936 sqft (2.93 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number113081
Street Address8420 THREE TOP RD
CityTODD
StateNC
Zip28684-9368
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.937 A FROM B G BLEDSOE OFF 1100 (PRIVATE)
JurisdictionASHE NC
Township / Civil DivisionELK
Census Block Group1
Census Block1009
Census Tract970701

Owner

Source: Ashe County records · APN 04122-034

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8420 THREE TOP RD, TODD, NC 28684-9368
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 17, 2022 · Amount on Record
Deed SaleOct 17, 2022 · Amount on Record
Deed Document Number20225576
Deed Book / Page546 / 2437
Record UpdatedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address8420 THREE TOP RD, TODD, NC 28684-9368
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 CANDLELIGHT CT, DURHAM, NC 27707-9501

Mortgage

Document Number00546/2442
DateOct 17, 2022
Book Page546/2442
Instrument5577
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

Tax Assessment & Valuation

Source: Ashe County records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,008.00 (+3.92%)$188,800 (-) Land $34,400 Building $154,400$188,800 (-) Land $34,400 Building $154,400
2023$970.00 (+12.27%)$188,800 (+55.9%) Land $34,400 Building $154,400$188,800 (+55.9%) Land $34,400 Building $154,400
2022$864.00$121,100 Land $27,500 Building $93,600$121,100 Land $27,500 Building $93,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 44% of the US · above 65% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Loretto Telephone Company
Fiber
2,000 / 2,000

Based on FCC filings for 18 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Three Top Rd

Nearby Streets

Search Property Records by Address or Parcel Number