8406 Three Top Rd, Todd, NC 28684 Property Records

Ashe County property record for 8406 Three Top Rd, Todd, NC 28684

Property Summary

Property Type	Single Family Home
Details	7,297 sqft · built 2022
Lot Size	14.3 acres (623,736 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (Nov 2021)
Tax Bill	$5,912 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04122-255`

Property Details

APN / Parcel Number

Primary APN	`04122-255`
Alternative APN	`110372`

Interior

Plumbing Fixtures	14 Plumbing Fixtures
Building Area	7,297 sqft Heated Area
Gross Area	7,308 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Lot Area	623,736 sqft (14.3 acres)

Location & Zoning

Account Number	110372
Street Address	8406 THREE TOP RD
City	TODD
State	NC
Zip	28684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14.319 A RT 1100 (RURAL PAVED) 06 14.319 A FROM
Legal Subdivision	BLUE MARLE INC PROPERTY
Jurisdiction	ASHE NC
Township / Civil Division	ELK
Census Block Group	1
Census Block	1009
Census Tract	970701

Owner

Source: Ashe County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8406 THREE TOP RD, TODD, NC 28684
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · Conventional Mortgage COASTAL FEDERAL CREDIT UNION
Jun 23, 2026	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BK
Nov 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Prior Sale	Sep 19, 2006
Deed Document Number	20216565
Deed Book / Page	534 / 930
Last Transfer Date	Mar 28, 2025
Transfer Doc	0000572/43
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jul 13, 2026
Property Address	8406 THREE TOP RD, TODD, NC 28684
Document Number	0000003194
Book / Page	586 / 2131
Instrument Date	Jul 1, 2026
Instrument	20263194
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8406 THREE TOP RD, TODD, NC 28684

Mortgage

Document Number	0000003195,
Date	Jul 13, 2026
Instrument	20263195

Lender

Name	COASTAL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Recording Date	Jun 23, 2026
Property Address	8406 THREE TOP RD, TODD, NC 28684
Document Number	0000002833
Book / Page	586 / 253
Instrument Date	Jun 12, 2026
Instrument	20262833
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	8406 THREE TOP RD, TODD, NC 28684

Mortgage

Document Number	0000002833,
Date	Jun 23, 2026
Book Page	586/253
Instrument	20262833

Lender

Name	ATLANTIC UNION BK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2056

Interest

Rate	6.36%
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Nov 1, 2021
Property Address	8406 THREE TOP RD, TODD, NC 28684-9368
Document Number	000534/930
Book / Page	534 / 930
Map Reference	MB 334 PG 1113
Instrument Date	Oct 29, 2021
Instrument	6565
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	782 NW 42ND AVE # AVE428, AVE428, MIAMI, FL 33126-5541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4642 MYSTIC BLUE WAY, FORT MYERS, FL 33966-8148

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,912.00 (+56.61%)	$1,107,200 (+50.72%) Land $243,100 Building $864,100	$1,107,200 (+50.72%) Land $243,100 Building $864,100
2023	$3,775.00	$734,600 Land $243,100 Building $491,500	$734,600 Land $243,100 Building $491,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Three Top Rd

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