8507 Three Top Rd, Todd, NC 28684 Property Records

Ashe County property record for 8507 Three Top Rd, Todd, NC 28684

Property Summary

Property Type	Single Family Home
Details	880 sqft · built 1904
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$333 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04122-031`

Property Details

APN / Parcel Number

Primary APN	`04122-031`
Alternative APNs	`042935514965` `113231` `96261`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	880 sqft Heated Area

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Conventional
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	113231
Old Parcel Number	04122031
Street Address	8507 THREE TOP RD
City	TODD
State	NC
Zip	28684-9367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 LOT FROM CLAUDE BLEDSOE RT 1100 (RURAL PAVED)
Legal Lot Number	F
Jurisdiction	ASHE NC
Township / Civil Division	ELK
Census Block Group	1
Census Block	1007
Census Tract	970701

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9632 SADDLEBROOK DR, BOCA RATON, FL 33496-1807
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 3, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	8507 THREE TOP RD, TODD, NC 28684-9367
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14616 78TH PI N, WELLINGTON, FL 33470

Mortgage

Document Number	0000581/91
Date	Jan 13, 2026
Book Page	581/91
Instrument	157

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ASHE NC
Recording Date	Nov 3, 2022
Property Address	8507 THREE TOP RD, TODD, NC 28684-9367
Document Number	00547/1192
Book / Page	547 / 1192
Instrument Date	Oct 24, 2022
Instrument	5875
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9632 SADDLEBROOK DR, BOCA RATON, FL 33496-1807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9632 SADDLEBROOK DR, BOCA RATON, FL 33496-1807
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$333.00	$62,400 (-) Land $15,000 Building $47,400	$62,400 (-) Land $15,000 Building $47,400
2025	$333.00 (+4.06%)	$62,400 (-) Land $15,000 Building $47,400	$62,400 (-) Land $15,000 Building $47,400
2023	$320.00 (+28.51%)	$62,400 (+271.43%) Land $15,000 Building $47,400	$62,400 (+271.43%) Land $15,000 Building $47,400
2022	$249.00	$16,800 Land $10,000 Building $6,800	$16,800 Land $10,000 Building $6,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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