Howard County property record for 8420 Cherry Laurel Ct, Laurel, MD 20723 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,762 sqft · built 1989 |
| Lot Size | 0.322 acres (14,026 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,587 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-517242 |
| Primary APN | 06-517242 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,762 sqft Total Area |
| Basement Area | 1,296 sqft |
| Finished Basement | 1,296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,026 sqft (0.322 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 448 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 517242 |
|---|---|
| Street Address | 8420 CHERRY LAUREL CT |
| City | LAUREL |
| State | MD |
| Zip | 20723-1082 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 129 .322 A 8420 CHERRY LAUREL CT CHERRYTREE FARM S 1 A 2 |
| Legal Subdivision | CHERRYTREE FARM SECTION 1 AREA 2 |
| Legal Lot Number | 129 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 606805 |
Source: Howard County records · APN 06-517242
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8420 CHERRY LAUREL CT, LAUREL, MD 20723-1082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION (NC) |
| Feb 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NFM INC |
| Feb 18, 2020 | Quit Claim Deed, Transfer · FHA Mortgage NFM LNDG |
| Feb 21, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMP CU/MD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 18, 2020 |
| Deed Sale | Feb 18, 2020 |
| Prior Sale | Mar 21, 2007 · Amount on Record |
| Deed Book / Page | 19186 / 148 |
| Prior Transfer Date | Dec 27, 2019 |
| Prior Transfer Doc | 0191860148 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 28, 2026 |
| Property Address | 8420 CHERRY LAUREL CT, LAUREL, MD 20723-1082 |
| Document Number | 2325000331 |
| Book / Page | 23258 / 331 |
| Instrument Date | May 19, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ECU TITLE, SECU TITLE |
| Name | Verified Name |
|---|---|
| Address | 8420 CHERRY LAUREL CT, LAUREL, MD 20723-1082 |
| Document Number | 2325000331, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 23258/331 |
| Name | STATE EMPLOYEES CREDIT UNION (NC) |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8420 CHERRY LAUREL CT, LAUREL, MD 20723-1082 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 3420 CHERRY LAUREL COURT, LAUREL, MD 20723 |
| Document Number | 0213510430 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 21351/430 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 18, 2020 |
| Property Address | 8420 CHERRY LAUREL CT, LAUREL, MD 20723-1082 |
| Document Number | 0191860148 |
| Book / Page | 019186 / 000148 |
| Instrument Date | Dec 02, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 04, 2020 |
| Title Company | TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8420 CHERRY LAUREL CT LAUREL MD 207231082, LAUREL, MD 20723-1082 |
| Document Number | 191860153 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 019186/000153 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8420 CHERRY LAUREL CT, LAUREL, MD 20723-1082 |
| Document Number | 0180740253 |
| Instrument Date | Feb 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2018 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 8420 CHERRY LAUREL CT LAUREL MD 207231082, LAUREL, MD 20723-1082 |
| Document Number | 0180740253 |
|---|---|
| Date | Mar 06, 2018 |
| Book Page | 018074/000253 |
| Name | STATE EMP CU/MD |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 05, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $733,767 (+5.73%) | $813,300 (+17.19%) Land $296,500 Building $516,800 | |
| 2025 | $10,587.00 (+5.85%) | $694,000 (+13.29%) Land $246,500 Building $447,500 | $694,000 (-) Land $246,500 Building $447,500 |
| 2024 | $10,002.00 (+55.33%) | ||
| 2023 | $612,600 | $694,000 Land $246,500 Building $447,500 | |
| 2022 | $6,439.00 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276068051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 6 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force 6 of 6 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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