8405 Cherry Laurel Ct, Laurel, MD 20723 Property Records

Howard County property record for 8405 Cherry Laurel Ct, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,090 sqft · built 1989
Lot Size	0.348 acres (15,158 sqft)
Owner	2 Individual Names on Record
Last Sale	$283,900 (Jun 1989)
Tax Bill	$10,476 (2026)
Deeds & Mortgages	Oct 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-517161`

Property Details

APN / Parcel Number

Primary APN	`06-517161`
Alternative APNs	`6517161` `517161`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,090 sqft Total Area
Basement Area	1,575 sqft
Finished Basement	1,575 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,158 sqft (0.348 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Area	144 sqft
Deck Area	470 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	517161
Street Address	8405 CHERRY LAUREL CT
City	LAUREL
State	MD
Zip	20723-1082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 123 .348 A 8405 CHERRY LAUREL CT CHERRYTREE FARM S 1 A 2
Legal Subdivision	CHERRYTREE FARM SEC 1
Legal Lot Number	123
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1005
Census Tract	606805

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8405 CHERRY LAUREL CT, LAUREL, MD 20723-1082
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 1989 · Amount on Record
Deed Sale	Jun 26, 1989 · Amount on Record
Prior Sale	Nov 23, 1988 · Amount on Record
Deed Book / Page	2016 / 587
Record Updated	Oct 29, 2026

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HOWARD MD
Property Address	8405 CHERRY LAUREL CT, LAUREL, MD 20723-1082
Document Number	0179090048
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8405 CHERRY LAUREL CT LAUREL MD 207231082, LAUREL, MD 20723-1082

Mortgage

Document Number	0179090048
Date	Nov 8, 2017
Book Page	017909/000048

Lender

Name	SUNTRUST BK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,476.00 (-5.72%) Homeowner's exemption	$851,667 (+5.67%)	$943,000 (+17%) Land $297,000 Building $646,000
2025	$11,112.00 (+58.92%) Homeowner's exemption	$806,000 (+18.07%) Land $247,000 Building $559,000	$806,000 (-) Land $247,000 Building $559,000
2023		$682,667	$806,000 Land $247,000 Building $559,000
2022	$6,992.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20