8408 Cherry Laurel Ct, Laurel, MD 20723 Property Records

Howard County property record for 8408 Cherry Laurel Ct, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,356 sqft · built 1989
Lot Size	0.342 acres (14,897 sqft)
Owner	2 Trust Names on Record
Last Sale	$342,000 (Jun 2002)
Tax Bill	$9,956 (2026)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-517285`

Property Details

APN / Parcel Number

Primary APN	`06-517285`
Alternative APNs	`6517285` `517285`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,356 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Utility Area	40 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,897 sqft (0.342 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Patio Area	325 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	517285
Street Address	8408 CHERRY LAUREL CT
City	LAUREL
State	MD
Zip	20723-1082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 133 .342 A 8408 CHERRY LAUREL CT CHERRYTREE FARM SEC 1 A2
Legal Subdivision	CHERRYTREE FARM SEC 01 A2
Legal Lot Number	133
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1005
Census Tract	606805

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	8408 CHERRY LAUREL CT, LAUREL, MD 20723-1082
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2002 · Amount on Record
Deed Sale	Jun 27, 2002 · Amount on Record
Prior Sale	Jul 18, 1989 · Amount on Record
Deed Document Number	20025828
Deed Book / Page	6259 / 20
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8408 CHERRY LAUREL CT, LAUREL, MD 20723-1082
Document Number	0186570034
Instrument Date	Apr 11, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8408 CHERRY LAUREL CT LAUREL MD 207231082, LAUREL, MD 20723-1082

Mortgage

Document Number	0186570034
Date	May 8, 2019
Book Page	018657/000034

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 7, 2039

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,956.00 (+3.33%) Homeowner's exemption	$672,167 (+6%)	$748,300 (+18.01%) Land $296,900 Building $451,400
2025	$9,635.00 (+58.05%) Homeowner's exemption	$634,100 (+10.8%) Land $246,900 Building $387,200	$634,100 (-) Land $246,900 Building $387,200
2023		$572,300	$634,100 Land $246,900 Building $387,200
2022	$6,096.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20