Brevard County property record for 842 Wateroak Dr NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,076 sqft · built 1998 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $178,900 (Mar 2021) |
| Tax Bill | $3,003 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Jan 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-27-NO-3049-6 |
| Primary APN | 28-37-27-NO-3049-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,076 sqft Living Area |
| Gross Area | 1,377 sqft |
| 1st Floor Area | 1,076 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 94 ft deep x 45 ft wide |
| View / Lot | Conservation / Protected Area |
| Garage Type | Attached |
| Garage Area | 293 sqft |
| Porch | Finished/Open Porch |
| Patio Area | 8 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2835399 |
|---|---|
| Street Address | 842 WATEROAK DR NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-4689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | PORT MALABAR UNIT 59 LOT 6 BLK 3049 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 27 |
| Legal Subdivision | PORT MALABAR UNIT 59 |
| Legal Block | 3049 |
| Legal Lot Number | 6 |
| Legal Unit | 59 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 65129 |
842 Wateroak Dr NE is owned and occupied by two individuals who bought it in March 2021.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 842 WATEROAK DR NE, PALM BAY, FL 32905-4689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 3, 2020 | Quit Claim Deed, Transfer EXPRESS L C L SERVICES, EXPRESS L C L SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2021 · Amount on File |
| Deed Sale | Mar 17, 2021 · Amount on File |
| Prior Sale | Apr 20, 2016 · Amount on File |
| Deed Document Number | 202167078 |
| Deed Book / Page | 9053 / 865 |
| Prior Transfer Date | Jan 3, 2020 |
| Prior Transfer Doc | 0086290834 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Mar 17, 2021 |
| Property Address | 842 WATEROAK DR NE, PALM BAY, FL 32905-4689 |
| Document Number | 0090530865 |
| Book / Page | 9053 / 865 |
| Map Reference | MB 32 PG 78 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 2021067078 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Title Company | LAND TITLE CORPORATION, LANDING TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,252.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 SLIPPERY ROCK DR, FLETCHER, NC 28732-4625 |
| Name | Verified Name |
|---|---|
| Address | 842 WATEROAK DR NE, MELBOURNE, FL 32905-4689 |
| Document Number | 0009053867 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 9053/867 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jan 3, 2020 |
| Property Address | 842 WATEROAK DR NE, PALM BAY, FL 32905-4689 |
| Document Number | 0086290834 |
| Book / Page | 008629 / 000834 |
| Instrument Date | Jan 3, 2020 |
| Instrument | 1523 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2020 |
| Title Company | EXPRESS L C L SERVICES, EXPRESS L C L SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 842 WATEROAK DR NE PALM BAY FL 329054689, PALM BAY, FL 32905-4689 |
The 2025 property tax bill for 842 Wateroak Dr NE was $3,003 with a homeowner's exemption, up 2.5% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,110 (+0.07%) | $204,110 (-5.94%) | |
| 2025 | $3,003.00 (+2.53%) Homeowner's exemption | $203,970 | $217,000 |
| 2024 | $2,929.00 (+2.41%) | ||
| 2023 | $2,860.00 (+3.85%) Homeowner's exemption | $192,460 (+3%) | $212,810 (+13.89%) Land $42,500 Building $170,310 |
| 2022 | $2,754.00 Homeowner's exemption | $186,860 Land $35,000 Building $151,860 | $186,860 Land $35,000 Building $151,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 842 Wateroak Dr NE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 842 Wateroak Dr NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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