Brevard County property record for 858 Wateroak Dr NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,065 sqft · built 1989 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Feb 2025) |
| Tax Bill | $2,278 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-27-NO-3049-8 |
| Primary APN | 28-37-27-NO-3049-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,065 sqft Living Area |
| Gross Area | 1,346 sqft |
| 1st Floor Area | 1,065 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 94 ft deep x 45 ft wide |
| View / Lot | Conservation / Protected Area |
| Garage Type | Attached |
| Garage Area | 271 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 10 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2835401 |
|---|---|
| Street Address | 858 WATEROAK DR NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-4689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | PORT MALABAR UNIT 59 LOT 8 BLK 3049 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 27 |
| Legal Subdivision | PORT MALABAR UNIT 59 |
| Legal Block | 3049 |
| Legal Lot Number | 8 |
| Legal Unit | 59 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 65129 |
858 Wateroak Dr NE is owned and occupied by an individual who bought it in February 2025.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 858 WATEROAK DR NE, PALM BAY, FL 32905-4689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Aug 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Jun 22, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2025 · Amount on File |
| Deed Sale | Feb 3, 2025 · Amount on File |
| Prior Sale | Aug 17, 2021 · Amount on File |
| Deed Document Number | 202521261 |
| Deed Book / Page | 10254 / 2466 |
| Prior Transfer Date | Nov 29, 2021 |
| Prior Transfer Doc | 0093392392 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Nov 30, 2021 |
| Property Address | 858 WATEROAK DR NE, PALM BAY, FL 32905-4689 |
| Document Number | 0093392392 |
| Book / Page | 9339 / 2392 |
| Map Reference | MB 32 PG 78 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021310743 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 858 WATEROAK DR NE, PALM BAY, FL 32905-4689 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Aug 17, 2021 |
| Property Address | 858 WATEROAK DR NE, PALM BAY, FL 32905-4689 |
| Document Number | 0092262803 |
| Book / Page | 9226 / 2803 |
| Map Reference | MB 32 PG 78 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2021214178 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22628 BLUE FIN TRL, 22628, BOCA RATON, FL 33428-4642 |
| Name | Verified Name |
|---|---|
| Address | 858 WATEROAK DR NE, MELBOURNE, FL 32905-4689 |
| Document Number | 92262805 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 9226/2805 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 22, 2017 |
| Property Address | 858 WATEROAK DR NE, PALM BAY, FL 32905-4689 |
| Document Number | 0079201687 |
| Book / Page | 007920 / 001687 |
| Instrument Date | May 19, 2017 |
| Instrument | 131251 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 22628 BLUE FIN TRL BOCA RATON FL 334284642, BOCA RATON, FL 33428-4642 |
The 2025 property tax bill for 858 Wateroak Dr NE was $2,278 with a homeowner's exemption, up 3.1% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,080 (+13.75%) | $201,080 (-2.66%) | |
| 2025 | $2,278.00 (+3.08%) | $176,770 | $206,580 |
| 2024 | $2,210.00 (+3.27%) | ||
| 2023 | $2,140.00 (+1.13%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $166,790 (+2.99%) | $204,170 (+26.08%) Land $42,500 Building $161,670 |
| 2022 | $2,116.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $161,940 Land $35,000 Building $126,940 | $161,940 Land $35,000 Building $126,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 858 Wateroak Dr NE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 858 Wateroak Dr NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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