Brevard County property record for 802 Wateroak Dr NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,129 sqft · built 1989 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $282,500 (May 2022) |
| Tax Bill | $3,100 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-27-NO-3049-1 |
| Primary APN | 28-37-27-NO-3049-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,129 sqft Living Area |
| Gross Area | 1,415 sqft |
| 1st Floor Area | 1,129 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 94 ft deep x 45 ft wide |
| View / Lot | Conservation / Protected Area |
| Garage Type | Attached |
| Garage Area | 266 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 20 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2835394 |
|---|---|
| Street Address | 802 WATEROAK DR NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-4689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | PORT MALABAR UNIT 59 LOT 1 BLK 3049 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 27 |
| Legal Subdivision | PORT MALABAR UNIT 59 |
| Legal Block | 3049 |
| Legal Lot Number | 1 |
| Legal Unit | 59 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 65129 |
802 Wateroak Dr NE is owned and occupied by an individual who bought it in May 2022.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 802 WATEROAK DR NE, PALM BAY, FL 32905-4689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 7, 2020 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Feb 24, 2017 | Warranty Deed, Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2022 · Amount on File |
| Deed Sale | May 24, 2022 · Amount on File |
| Prior Sale | Apr 7, 2020 · Amount on File |
| Deed Document Number | 2022131178 |
| Deed Book / Page | 9515 / 100 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | May 24, 2022 |
| Property Address | 802 WATEROAK DR NE, PALM BAY, FL 32905-4689 |
| Document Number | 0095150100 |
| Book / Page | 9515 / 100 |
| Map Reference | MB 32 PG 78-88 |
| Instrument Date | May 24, 2022 |
| Instrument | 2022131178 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2022 |
| Title Company | ATYPICAL TITLE INC, ATYPICAL TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,977.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1146 LAMPLIGHTER DR NW, 1146, PALM BAY, FL 32907-7936 |
| Name | Verified Name |
|---|---|
| Address | 802 WATEROAK DR NE, PALM BAY, FL 32905-4689 |
| Document Number | 0009515102 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 9515/102 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 7, 2020 |
| Property Address | 802 WATEROAK DR NE, PALM BAY, FL 32905-4689 |
| Document Number | 0087111156 |
| Book / Page | 008711 / 001156 |
| Instrument Date | Apr 6, 2020 |
| Instrument | 78776 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2020 |
| Title Company | STATE TITLE COMPANY, STATE TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,134.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 802 WATEROAK DR NE PALM BAY FL 329054689, PALM BAY, FL 32905-4689 |
| Document Number | 87111157 |
|---|---|
| Date | Apr 7, 2020 |
| Book Page | 008711/001157 |
| Instrument | 78777 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 6, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Feb 24, 2017 |
| Property Address | 802 WATEROAK DR NE, PALM BAY, FL 32905-4689 |
| Document Number | 0078271142 |
| Book / Page | 7827 / 1142 |
| Map Reference | MB32 PG78 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 2017039066 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $868.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 802 WATEROAK DR NE, PALM BAY, FL 32905-4689 |
| Document Number | 2017039067 |
|---|---|
| Date | Feb 24, 2017 |
| Instrument | 2017039067 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
The 2025 property tax bill for 802 Wateroak Dr NE was $3,100 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,950 (-6.38%) | $195,950 (-6.38%) | |
| 2025 | $3,100.00 Homeowner's exemption | $209,310 Land $50,000 Building $159,310 | $209,310 Land $50,000 Building $159,310 |
| 2023 | $3,888.00 (+119.41%) | $206,720 (+53.98%) Land $42,500 Building $164,220 | $206,720 (+13.23%) Land $42,500 Building $164,220 |
| 2022 | $1,772.00 Homeowner's exemption | $134,250 | $182,560 Land $35,000 Building $147,560 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 802 Wateroak Dr NE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 802 Wateroak Dr NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures