842 Ave I NE, Winter Haven, FL 33881 Property Records

Polk County property record for 842 Ave I NE, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,650 sqft · built 1946
Lot Size0.207 acres (8,999 sqft)
Owner2 Individual Names on File
Last Sale$309,000 (Sep 2022)
Tax Bill$3,522 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Feb 2022 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN26-28-21-579500-004070

Property Details

APN / Parcel Number

Primary APN26-28-21-579500-004070
Alternative APNs
  • 212826579500004070
  • 12826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,650 sqft Living Area
Gross Area1,550 sqft
1st Floor Area1,370 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialShingles
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area8,999 sqft (0.207 acres)
Lot Dimensions120 ft deep x 75 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
CarportCarport
PorchFlorida Room
Porch Area312 sqft

Location & Zoning

Street Address842 AVENUE I NE
CityWINTER HAVEN
StateFL
Zip33881-4269
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionHUTCHINSON ADD PB 8 PG 45 BLK 4 LOTS 7 THRU 9
Legal Range26E
Legal Township28S
Legal Section21
Legal SubdivisionHUTCHINSON ADDITION
Legal Tract579500
Legal Block4
Legal Lot Number7-9
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1005
Census Tract13702

Owner

842 Ave I NE is owned by two individuals who bought it in September 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address325 CALIZA CIR, 8225, SAINT AUGUSTINE, FL 32084-1071
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2022Warranty Deed, Transfer · Conventional Mortgage
GROVES CAPITAL INC
Feb 8, 2022Warranty Deed, Construction Loan · Construction Mortgage
KIAVI FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2022 · Amount on File
Deed SaleSep 9, 2022 · Amount on File
Prior SaleFeb 8, 2022 · Amount on File
Deed Document Number2022245845
Deed Book / Page12413 / 1933
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 9, 2022
Property Address842 AVENUE I NE, WINTER HAVEN, FL 33881-4269
Document Number0000245845
Book / Page12413 / 1933
Map ReferenceMB 8 PG 45
Instrument DateAug 30, 2022
Instrument2022245845
Transaction TypeTransfer
Record UpdatedSep 21, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,163.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3710 GARFIELD STD, 3710, CARLSBAD, CA 92008

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address842 AVENUE N SW, WINTER HAVEN, FL 33880-3846

Mortgage

Document Number0124131937
DateSep 9, 2022
Instrument12413/1937
Lender
NameGROVES CAPITAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

February 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 8, 2022
Property Address842 AVENUE I NE, WINTER HAVEN, FL 33881-4269
Document Number0000034419
Book / Page12107 / 931
Map ReferenceMB 8 PG 45
Instrument DateJan 28, 2022
Instrument2022034419
Transaction TypeConstruction Loan
Record UpdatedAug 2, 2022
Title CompanySMART TITLE II LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address83 WAY STLUAR, 83, LUDOWICI, GA 31316

Transferred To (Grantee/Buyer)

NameVerified Name
Address3710 GARFIELD ST APT D, D, CARLSBAD, CA 92008-8222

Mortgage

Document Number0012107933
DateFeb 8, 2022
Instrument12107/933
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 842 Ave I NE was $3,522.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$182,632 (-1.37%) Land $29,898 Building $152,734$182,632 (-1.37%) Land $29,898 Building $152,734
2025$3,522.00$185,176 Land $29,898 Building $155,278$185,176 Land $29,898 Building $155,278
2023$3,592.00 (+998.47%)$186,568 (+345.82%) Land $25,548 Building $161,020$186,568 (+47.73%) Land $25,548 Building $161,020
2022$327.00$41,848$126,294 Land $21,299 Building $104,995

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 842 Ave I NE in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2004–2022)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 842 Ave I NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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