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834 Ave I NE, Winter Haven, FL 33881 Property Records

Polk County property record for 834 Ave I NE, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,197 sqft · built 2018
Lot Size0.207 acres (8,999 sqft)
Owner2 Individual Names on Record
Last Sale$263,000 (Apr 2025)
Tax Bill$1,757 (2025)
Deeds & MortgagesDec 2020 Mortgage
Nov 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-28-21-579500-004100

Property Details

APN / Parcel Number

Primary APN26-28-21-579500-004100
Alternative APNs
  • 212826579500004100
  • 12826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,197 sqft Living Area
Gross Area1,638 sqft
1st Floor Area1,197 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area8,999 sqft (0.207 acres)
Lot Dimensions120 ft deep x 75 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch
Porch Area12 sqft

Location & Zoning

Street Address834 AVENUE I NE
CityWINTER HAVEN
StateFL
Zip33881-4269
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionHUTCHINSON ADD PB 8 PG 45 BLK 4 LOTS 10 THRU 12
Legal Range26E
Legal Township28S
Legal Section21
Legal SubdivisionHUTCHINSON ADDITION
Legal Tract579500
Legal Block4
Legal Lot Number10-12
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1005
Census Tract13702

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address834 AVENUE I NE, WINTER HAVEN, FL 33881-4269
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Nov 1, 2018Warranty Deed, Transfer · FHA Mortgage
GENEVA FIN'L
Jan 23, 2018Warranty Deed, Transfer
REAL ESTATE TITLE
Jun 13, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2025 · Amount on Record
Deed SaleApr 23, 2025 · Amount on Record
Prior SaleNov 1, 2018 · Amount on Record
Deed Document Number202593845
Deed Book / Page13518 / 1622
Prior Transfer DateJun 6, 2017
Prior Transfer Doc0000112153
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address834 AVENUE I NE, WINTER HAVEN, FL 33881-4269
Document Number0115141757
Instrument DateDec 2, 2020
Transaction TypeMortgage
Record UpdatedJan 12, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address834 AVENUE I NE WINTER HAVEN FL 338814269, WINTER HAVEN, FL 33881-4269

Mortgage

Document Number0115141757
DateDec 29, 2020
Book Page011514/001757
Instrument282018
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueDec 28, 2048

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 1, 2018
Property Address834 AVENUE I NE, WINTER HAVEN, FL 33881-4269
Document Number0106590007
Book / Page010659 / 000007
Instrument DateOct 10, 2018
Instrument230140
Transaction TypeTransfer
Record UpdatedNov 27, 2018
Title CompanyPARAMOUNT TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,180.90
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address834 AVENUE I NE WINTER HAVEN FL 338814269, WINTER HAVEN, FL 33881-4269

Mortgage

Document Number106590009
DateNov 1, 2018
Book Page010659/000009
Instrument230141
Lender
NameGENEVA FIN'L
TypeFunding / Finance Company
AddressCHANDLER, AZ 85248
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 31, 2048

Mortgage

Document Number106590019,
DateNov 1, 2018
Book Page010659/000019
Instrument230142
Lender
NameMISCELLANEOUS GOVT AGCY
AddressWINTER HAVEN, FL 33881
Agreement
AmountAmount Recorded

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 23, 2018
Property Address834 AVENUE I NE, WINTER HAVEN, FL 33881-4269
Document Number0103750078
Book / Page010375 / 000078
Instrument DateJan 17, 2018
Instrument16033
Transaction TypeTransfer
Record UpdatedFeb 14, 2018
Title CompanyREAL ESTATE TITLE

Transaction

AmountAmount Recorded
Tax$182.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 574 BARTOW FL 338310574, BARTOW, FL 33831-0574

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateJun 13, 2017
Property Address834 AVENUE I NE, WINTER HAVEN, FL 33881-4269
Document Number0101740997
Book / Page010174 / 000997
Instrument DateJun 6, 2017
Instrument112153
Transaction TypeTransfer
Record UpdatedJun 26, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 554 DUNDEE FL 338380554, DUNDEE, FL 33838-0554

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$196,519 (+44.56%) Land $29,898 Building $166,621$196,519 (-2.28%) Land $29,898 Building $166,621
2025$1,757.00 (+7%)$135,943 (+5.99%)$201,112 (-1.91%) Land $29,898 Building $171,214
2023$1,642.00 (+3.53%) Homeowner's exemption$128,264 (+3%)$205,036 (+18.71%) Land $25,548 Building $179,488
2022$1,586.00 Homeowner's exemption$124,528$172,723 Land $21,299 Building $151,424

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2004–2022)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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