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714 Ave I NE, Winter Haven, FL 33881 Property Records

Polk County property record for 714 Ave I NE, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,135 sqft · built 1952
Lot Size0.276 acres (12,001 sqft)
Owner2 Individual Names on Record
Last Sale$197,500 (Nov 2018)
Tax Bill$2,468 (2025)
Deeds & MortgagesNov 2018 Sale & Mortgage
Aug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN26-28-21-579500-004220

Property Details

APN / Parcel Number

Primary APN26-28-21-579500-004220
Alternative APNs
  • 212826579500004220
  • 12826000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,135 sqft Living Area
Gross Area2,322 sqft
1st Floor Area2,135 sqft
FlooringConcrete/Cement
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1990
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area12,001 sqft (0.276 acres)
Lot Dimensions120 ft deep x 100 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area187 sqft

Exterior Amenities

PorchUnfinished Open Porch
Porch Area20 sqft
Patio Area100 sqft
Shed1 Shed

Location & Zoning

Street Address714 AVENUE I NE
CityWINTER HAVEN
StateFL
Zip33881-4269
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionHUTCHINSON ADD PB 8 PG 45 BLK 4 LOTS 22 TO 25
Legal Range26E
Legal Township28S
Legal Section21
Legal SubdivisionHUTCHINSON ADDITION
Legal Tract579500
Legal Block4
Legal Lot Number22-25
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1005
Census Tract13702

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address714 AVENUE I NE, WINTER HAVEN, FL 33881-4269
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2018Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE
Aug 1, 2017Deed of Trust, Mortgage · Line of Credit
REUNION BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2018 · Amount on Record
Deed SaleNov 1, 2018 · Amount on Record
Prior SaleJul 30, 2015 · Amount on Record
Deed Document Number2018229627
Deed Book / Page10658 / 710
Record UpdatedOct 29, 2026

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 1, 2018
Property Address714 AVENUE I NE, WINTER HAVEN, FL 33881-4269
Document Number0106580710
Book / Page010658 / 000710
Instrument DateOct 29, 2018
Instrument229627
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyREAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,382.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address714 AVENUE I NE WINTER HAVEN FL 338814269, WINTER HAVEN, FL 33881-4269

Mortgage

Document Number106580711
DateNov 1, 2018
Book Page010658/000711
Instrument229628
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 31, 2048

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address714 AVENUE I NE, WINTER HAVEN, FL 33881-4269
Document Number0102341496
Book / Page010234 / 001496
Instrument DateAug 1, 2017
Transaction TypeMortgage
Record UpdatedAug 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address714 AVENUE I NE WINTER HAVEN FL 338814269, WINTER HAVEN, FL 33881-4269

Mortgage

Document Number0102341496
DateAug 15, 2017
Book Page010234/001496
Instrument157265
Lender
NameREUNION BK
TypeBank
AddressTAVARES, FL 32778
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$178,015 (+2.7%)$248,757 (-0.59%) Land $35,600 Building $213,157
2025$2,468.00 (+6.33%) Homeowner's exemption$173,335 (+5.99%)$250,238 (-1.43%) Land $35,600 Building $214,638
2023$2,321.00 (+3.06%) Homeowner's exemption$163,544 (+3%)$253,859 (+16.08%) Land $30,200 Building $223,659
2022$2,252.00 Homeowner's exemption$158,781$218,690 Land $25,200 Building $193,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2004–2022)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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