8395 State Rd 43, Bloomington, IN 47404 Property Records

Owen County property record for 8395 State Rd 43, Bloomington, IN 47404

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,699 sqft · built 2000
Lot Size	10.6 acres (463,696 sqft)
Owner	Individual Name on Record
Tax Bill	$1,641 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-17-36-104-080.000-016`

Property Details

APN / Parcel Number

Primary APN	`60-17-36-104-080.000-016`
Alternative APN	`00000981660`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,699 sqft Living Area
1st Floor Area	1,699 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	463,696 sqft (10.6 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000981660
Street Address	8395 STATE ROAD 43
City	BLOOMINGTON
State	IN
Zip	47404-9193
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT E1/2 S36 T9 R3 10.645A
Legal Range	3
Legal Township	9
Legal Section	36
Jurisdiction	OWEN IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3032
Census Tract	955900

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8395 STATE ROAD 43, BLOOMINGTON, IN 47404-9193
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	May 12, 2023
Property Address	8395 STATE ROAD 43, BLOOMINGTON, IN 47404-9193
Document Number	0000232973
Instrument Date	May 10, 2023
Instrument	232973
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8595 STATE HIGHWAY 43, BLOOMINGTON, IN 47404

Mortgage

Document Number	0000232975
Date	May 12, 2023
Instrument	232975

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Clay Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,641.00 (+31.81%) Homeowner's exemption	$271,100 (+57.52%) Land $45,400 Building $225,700	$271,100 (+57.52%) Land $45,400 Building $225,700
2024	$1,245.00 (+2.47%)
2023	$1,215.00 (-14.8%)	$172,100 (+5.26%) Land $38,800 Building $133,300	$172,100 (+5.26%) Land $38,800 Building $133,300
2022	$1,426.00	$163,500 Land $35,900 Building $127,600	$163,500 Land $35,900 Building $127,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1995–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Smithville Communications DSL	100 / 50