8220 Stevens Rd, Owings, MD 20736 Property Records

Calvert County property record for 8220 Stevens Rd, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	2,068 sqft · built 2026
Lot Size	1.35 acres (58,806 sqft)
Owner	Individual Name on File
Last Sale	$4,000 (Jun 2019)
Tax Bill	$1,421 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-093654`

Property Details

APN / Parcel Number

Primary APN	`03-093654`
Alternative APNs	`3093654` `093654`

Interior

Building Area	2,068 sqft Total Area

Exterior

Year Built	Built 2026
Effective Year Built	Effective 2026
Lot Area	58,806 sqft (1.35 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	093654
Street Address	8220 STEVENS RD
City	OWINGS
State	MD
Zip	20736-9160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 3 GRACE THOMAS EST
Legal Subdivision	GRACE M THOMAS ESTATES
Legal Lot Number	3
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1017
Census Tract	860300

Owner

8220 Stevens Rd is owned and occupied by an individual who bought it in June 2019.

Source: Calvert County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	8220 STEVENS RD, OWINGS, MD 20736-9160
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Dec 14, 2020	Loan Modification, Mortgage C STORE INC
Jun 26, 2019	Grant Deed, Transfer PINDERHUGHES TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2019 · Amount on File
Deed Sale	Jun 26, 2019 · Amount on File
Prior Sale	May 21, 2013 · Amount on File
Deed Book / Page	5383 / 285
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8220 STEVENS RD, OWINGS, MD 20736-9160
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061140097
Date	Oct 18, 2021
Book Page	6114/97

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2051

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CALVERT MD
Property Address	8220 STEVENS RD, OWINGS, MD 20736-9160
Document Number	0057980262
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8220 STEVENS ROAD OWIMHGS OWINGS MD 20736, OWINGS, MD 20736

Mortgage

Document Number	0057980262
Date	Dec 18, 2020
Book Page	005798/000262

Lender

Name	C STORE INC
Address	5500 ISLAND ESTATES DR # 1008N, AVENTURA, FL 33160-5299

Agreement

Amount	Amount on Record
Term	12 Months
Due	Dec 17, 2021

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 26, 2019
Property Address	8220 STEVENS RD, OWINGS, MD 20736-9160
Document Number	0053830285
Book / Page	005383 / 000285
Instrument Date	Feb 28, 2019
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	PINDERHUGHES TITLE

Transaction

Amount	Amount on Record
Tax	$4.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8220 STEVENS RD OWINGS MD 207369160, OWINGS, MD 20736-9160

Tax Assessment & Valuation

The 2025 property tax bill for 8220 Stevens Rd was $1,421.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$453,900	$494,700 Land $151,700 Building $343,000
2025	$1,421.00
2023	$1,368.00	$131,700 Land $131,700	$131,700 Land $131,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8220 Stevens Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1999–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8220 Stevens Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stevens Rd

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