8415 Simpson Rd, Ovid, MI 48866 Property Records

Shiawassee County property record for 8415 Simpson Rd, Ovid, MI 48866

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,196 sqft · built 1981
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Oct 2026)
Tax Bill	$1,729 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`005-22-200-005`

Property Details

APN / Parcel Number

Primary APN	`005-22-200-005`
Alternative APN	`0052220000500`

Interior

Full Baths	1 Bath
Building Area	1,196 sqft Heated Area
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Lot Area	52,272 sqft (1.2 acres)
Garage Area	1,728 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8415 SIMPSON RD
City	OVID
State	MI
Zip	48866-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	SEC 22 T7N R1E COM AT INTR OF CLN OF SIMPSON ROAD & N&S 14 LN OF SEC E ALG CLN OF SD ROAD 200 FT S 283 FT W 200 FT N 283 FT T
Legal Range	01E
Legal Township	07N
Legal Section	22
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3031
Census Tract	30200

Owner

8415 Simpson Rd is owned and occupied by two individuals who bought it in October 2026.

Source: Shiawassee County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 UNION ST, SAINT LOUIS, MI 48880-1835
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Mar 24, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2026 · Amount on File
Deed Sale	Oct 5, 2026 · Amount on File
Deed Document Number	20263407738
Deed Book / Page	1343 / 103
Prior Transfer Date	Mar 23, 2023
Prior Transfer Doc	0013050281
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Oct 5, 2026
Property Address	8415 SIMPSON RD, OVID, MI 48866-9441
Document Number	0003407738
Book / Page	1343 / 103
Instrument Date	Oct 2, 2026
Instrument	20263407738
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	TITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204,121.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 UNION ST, SAINT LOUIS, MI 48880-1835

Mortgage

Document Number	0003407738,
Date	Oct 5, 2026
Book Page	1343/104
Instrument	20263407738

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHIAWASSEE MI
Recording Date	Mar 24, 2023
Property Address	8415 SIMPSON RD, OVID, MI 48866-9441
Document Number	0013050281
Book / Page	1305 / 281
Instrument Date	Mar 23, 2023
Instrument	3369375
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8415 SIMPSON RD, OVID, MI 48866-9441

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	8415 SIMPSON RD, OVID, MI 48866-9441

Tax Assessment & Valuation

The 2025 property tax bill for 8415 Simpson Rd was $1,729 with a homeowner's exemption.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Middlebury Township
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,100 (+0.67%)	$210,200 (+0.67%)
2025	$1,729.00 Homeowner's exemption	$104,400	$208,800
2023	Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8415 Simpson Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8415 Simpson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: DayStarr.

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