8414 Palacio Ter S, Naples, FL 34114 Property Records

Collier County property record for 8414 Palacio Ter S, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	3,162 sqft · built 2017
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (May 2022)
Tax Bill	$13,368 (2025)
Deeds & Mortgages	May 2022 Sale Feb 2021 Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`281750 865B23`

Property Details

APN / Parcel Number

Primary APN	`281750 865B23`
Alternative APN	`31347852922`

Interior

Stories	1 Story
Building Area	3,162 sqft Living Area
1st Floor Area	3,162 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	8414 PALACIO TER S
City	NAPLES
State	FL
Zip	34114-2589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESPLANADE AT HACIENDA LAKES PHASE ONE LOT 86
Legal Range	26
Legal Township	50
Legal Section	23
Legal Subdivision	ESPLANADE HACIENDA LAKES PH1 PHASE ONE
Legal Phase	1
Legal Tract	281750
Legal Block	1
Legal Lot Number	86
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1001
Census Tract	11114

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	80 WALLIS RD, CHESTNUT HILL, MA 02467-3173
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP
Jun 5, 2018	Warranty Deed, Transfer · Conventional Mortgage SANIBEL CAPTIVA COMMUNITY BANK
Jul 6, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2022 · Amount on Record
Deed Sale	May 10, 2022 · Amount on Record
Prior Sale	Jun 5, 2018 · Amount on Record
Deed Document Number	20226249735
Deed Book / Page	6124 / 2358
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 10, 2022
Property Address	8414 PALACIO TER S, NAPLES, FL 34114-2589
Document Number	0061242358
Book / Page	6124 / 2358
Map Reference	MB 55 PG 1-9
Instrument Date	May 4, 2022
Instrument	6249735
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$7,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	297 LEXINGTON CIR, 297, NEWPORT BEACH, CA 92660-6155

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	80 WALLIS RD, CHESTNUT HILL, MA 02467-3173

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	8414 PALACIO TER S, NAPLES, FL 34114-2589
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058910974
Date	Feb 11, 2021
Book Page	5891/974
Instrument	6000540

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 5, 2018
Property Address	8414 PALACIO TER S, NAPLES, FL 34114-2589
Document Number	0055172843
Book / Page	5517 / 2843
Map Reference	MB55 PG1-9
Instrument Date	May 30, 2018
Instrument	5566201
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9130 CHERRY OAKS LN APT 101, 9130, NAPLES, FL 34114-0829

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8414 PALACIO TERRCE SOUTH, NAPLES, FL 34114-2589

Mortgage

Document Number	0005566202
Date	Jun 5, 2018
Instrument	5566202

Lender

Name	SANIBEL CAPTIVA COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 6, 2017
Property Address	8414 PALACIO TER S, NAPLES, FL 34114-2589
Document Number	0054121579
Book / Page	005412 / 001579
Instrument Date	Jun 30, 2017
Instrument	5425859
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$3,769.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9130 CHERRY OAKS LN #101 NAPLES FL 341140829, 101, NAPLES, FL 34114-0829

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$889,850 (-11.71%) Land $265,542 Building $624,308	$889,850 (-17.19%) Land $265,542 Building $624,308
2025	$13,368.00 (+13.25%)	$1,007,915 (+17.43%)	$1,074,538 (+25.19%) Land $533,610 Building $540,928
2023	$11,804.00 (+9.43%)	$858,332 (+33.11%) Land $206,910 Building $651,422	$858,332 (+4.62%) Land $206,910 Building $651,422
2022	$10,787.00	$644,828	$820,414 Land $154,366 Building $666,048

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 304 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	304 in force
Nearby Flood Claims	6 (2017–2024)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

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