8423 Palacio Ter S, Naples, FL 34114 Property Records

Collier County property record for 8423 Palacio Ter S, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	2,995 sqft · built 2017
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$785,000 (Jun 2021)
Tax Bill	$12,066 (2025)
Deeds & Mortgages	Apr 2024 Transfer Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`281750 915B23`

Property Details

APN / Parcel Number

Primary APN	`281750 915B23`
Alternative APN	`31347853028`

Interior

Stories	1 Story
Building Area	2,995 sqft Living Area
1st Floor Area	2,995 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Lot Area	8,276 sqft (0.19 acres)
Pool Area	280 sqft
Deck Area	625 sqft

Location & Zoning

Street Address	8423 PALACIO TER S
City	NAPLES
State	FL
Zip	34114-8146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESPLANADE AT HACIENDA LAKES PHASE ONE LOT 91
Legal Range	26
Legal Township	50
Legal Section	23
Legal Subdivision	ESPLANADE HACIENDA LAKES PH1 PHASE ONE
Legal Phase	1
Legal Tract	281750
Legal Block	1
Legal Lot Number	91
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1001
Census Tract	11114

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	901 BRICKELL KEY BLVD, 706, MIAMI, FL 33131-3734
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 10, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERANT BANK NA
May 8, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 10, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2021 · Amount on Record
Deed Sale	Jun 10, 2021 · Amount on Record
Prior Sale	Oct 10, 2017 · Amount on Record
Deed Document Number	20216075703
Deed Book / Page	5962 / 3295
Last Transfer Date	Apr 2, 2024
Transfer Doc	0063523413
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Apr 24, 2024
Property Address	8423 PALACIO TER S, NAPLES, FL 34114-8146
Document Number	0063523413
Book / Page	6352 / 3413
Map Reference	MB 55 PG 1
Instrument Date	Apr 2, 2024
Instrument	6537157
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	901 BRICKELL KEY BLVD APT 706, 706, MIAMI, FL 33131-3734

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	901 BRICKELL KEY BLVD APT 706, 706, MIAMI, FL 33131-3734

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 10, 2021
Property Address	8423 PALACIO TER S, NAPLES, FL 34114-8146
Document Number	0059623295
Book / Page	5962 / 3295
Map Reference	MB 55 PG 1
Instrument Date	May 28, 2021
Instrument	6075703
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CITIZENS TITLE AGENCY LLC, CITIZENS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14251 BENSON ST, 14251, OVERLAND PARK, KS 66221-2176

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 BRICKELL KEY BLVD APT 706, 706, MIAMI, FL 33131-3734

Mortgage

Document Number	0059623297
Date	Jun 10, 2021
Instrument	5962/3297

Lender

Name	AMERANT BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	8423 PALACIO TER S, NAPLES, FL 34114-8146
Document Number	0055113350
Instrument Date	May 8, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8423 PALACIO TER S NAPLES FL 341148146, NAPLES, FL 34114-8146

Mortgage

Document Number	0055113350
Date	May 21, 2018
Book Page	005511/003350
Instrument	5558890

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 10, 2017
Property Address	8423 PALACIO TER S, NAPLES, FL 34114-8146
Document Number	0054382914
Book / Page	005438 / 002914
Instrument Date	Oct 6, 2017
Instrument	5456920
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$3,837.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8423 PALACIO TER S NAPLES FL 341148146, NAPLES, FL 34114-8146

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$889,595 (-1.62%) Land $225,314 Building $664,281	$889,595 (-3.39%) Land $225,314 Building $664,281
2025	$12,066.00 (+12.06%)	$904,209 (+13.87%)	$920,776 (+15.95%) Land $384,199 Building $536,577
2024	$10,767.00 (-3.37%)
2023	$11,142.00 (-2.16%)	$794,094 (+2.99%) Land $148,975 Building $645,119	$794,094 (+2.99%) Land $148,975 Building $645,119
2022	$11,388.00	$771,054 Land $111,144 Building $659,910	$771,054 Land $111,144 Building $659,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 304 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	304 in force
Nearby Flood Claims	6 (2017–2024)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

Nearby Properties on Palacio Ter S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures