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8403 Palacio Ter S, Naples, FL 34114 Property Records

Collier County property record for 8403 Palacio Ter S, Naples, FL 34114

Property Summary

Property TypeSingle Family Home
Details1,892 sqft · built 2017
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$433,874 (Nov 2017)
Tax Bill$9,293 (2025)
Deeds & MortgagesNov 2017 Sale & Mortgage
Flood ZoneZone AH (high risk)
APN281750 965B23

Property Details

APN / Parcel Number

Primary APN281750 965B23
Alternative APN
  • 31347853125

Interior

Stories1 Story
Building Area1,892 sqft Living Area
1st Floor Area1,892 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Construction TypeMasonry / Concrete Block
Lot Area8,276 sqft (0.19 acres)

Location & Zoning

Street Address8403 PALACIO TER S
CityNAPLES
StateFL
Zip34114-8146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionESPLANADE AT HACIENDA LAKES PHASE ONE LOT 96
Legal Range26
Legal Township50
Legal Section23
Legal SubdivisionESPLANADE HACIENDA LAKES PH1 PHASE ONE
Legal Phase1
Legal Tract281750
Legal Block1
Legal Lot Number96
JurisdictionCOLLIER FL
Township / Civil DivisionEVERGLADES
Census Block Group1
Census Block1001
Census Tract11114

Owner

8403 Palacio Ter S is owned and occupied by two individuals who bought it in November 2017.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address8403 PALACIO TER S, NAPLES, FL 34114-8146
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2017 · Amount on File
Deed SaleNov 8, 2017 · Amount on File
Deed Document Number20175468738
Deed Book / Page5447 / 1950
Record UpdatedOct 29, 2026

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOLLIER FL
Recording DateNov 8, 2017
Property Address8403 PALACIO TER S, NAPLES, FL 34114-8146
Document Number0054471950
Book / Page005447 / 001950
Instrument DateNov 6, 2017
Instrument5468738
Transaction TypeTransfer
Record UpdatedNov 21, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,037.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address275 FRONTIER TRL LUSBY MD 206572742, LUSBY, MD 20657-2742

Mortgage

Document Number54471952
DateNov 8, 2017
Book Page005447/001952
Instrument5468739
Lender
NameTAYLOR MORRISON HOME FUNDING
TypeFunding / Finance Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8403 Palacio Ter S was $9,293 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$600,944 (+3.27%) Land $225,314 Building $375,630$600,944 (-19.1%) Land $225,314 Building $375,630
2025$9,293.00$581,917$742,864 Land $384,199 Building $358,665
2023$8,341.00 (+1.19%)$480,923 (+1%)$580,903 (+5.09%) Land $148,975 Building $431,928
2022$8,243.00$437,203$552,770 Land $111,144 Building $441,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8403 Palacio Ter S in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 304 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies304 in force
Nearby Flood Claims6 (2017–2024)
Claims Outside the SFHA3 of 6
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8403 Palacio Ter S is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Fiber · Cable in parts of the area		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

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