841 Braddock Rd, Cumberland, MD 21502 Property Records

Allegany County property record for 841 Braddock Rd, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,508 sqft · built 1920
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on Record
Last Sale	$89,900 (Apr 2020)
Tax Bill	$832 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-024483`

Property Details

APN / Parcel Number

Primary APN	`06-024483`
Alternative APNs	`6024483` `024483`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,508 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Stucco
Roof Material	Metal
Lot Area	7,928 sqft (0.182 acres)
Porch	Slab
Porch Area	205 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	024483
Street Address	841 BRADDOCK RD
City	CUMBERLAND
State	MD
Zip	21502-2622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.182A 841 BRADDOCK RD LOT 74 KING S/D
Legal Subdivision	KING S/D
Legal Lot Number	74
Jurisdiction	ALLEGANY MD
Township / Civil Division	6, CUMBERLAND
Census Block Group	2
Census Block	2036
Census Tract	1200

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	841 BRADDOCK RD, CUMBERLAND, MD 21502-2622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2020 · Amount on Record
Deed Sale	Apr 21, 2020 · Amount on Record
Prior Sale	Nov 14, 2016 · Amount on Record
Deed Book / Page	2549 / 86
Transfer Doc	0000002165
Record Updated	Oct 29, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Apr 21, 2020
Property Address	841 BRADDOCK RD, CUMBERLAND, MD 21502-2622
Document Number	0025490086
Book / Page	002549 / 000086
Instrument Date	Apr 15, 2020
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$629.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	841 BRADDOCK RD CUMBERLAND MD 215022622, CUMBERLAND, MD 21502-2622

Mortgage

Document Number	25490108
Date	Apr 21, 2020
Book Page	002549/000108

Lender

Name	DEPARTMENT/HSNG & CMNTY DEV/TH
Address	7800 HARKINS RD, LANHAM SEABROOK, MD 20706-1333

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	25490091,
Date	Apr 21, 2020
Book Page	002549/000091

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,400 (+34.94%) Land $12,500 Building $104,900	$117,400 (+34.94%) Land $12,500 Building $104,900
2025	$832.00 (+8.19%) Homeowner's exemption
2023	$769.00 Homeowner's exemption	$87,000 Land $12,500 Building $74,500	$87,000 Land $12,500 Building $74,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
SkyPacket Fixed Wireless	100 / 20

May also be available: Verizon.

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