825 Braddock Rd, Cumberland, MD 21502 Property Records

Allegany County property record for 825 Braddock Rd, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,400 sqft · built 1965
Lot Size	0.249 acres (10,857 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,900 (Oct 2020)
Tax Bill	$2,024 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-012787`

Property Details

APN / Parcel Number

Primary APN	`06-012787`
Alternative APNs	`6012787` `012787`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,400 sqft Total Area
Basement Area	952 sqft
Finished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	10,857 sqft (0.249 acres)
Garage Type	Basement
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Patio Area	135 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	012787
Street Address	825 BRADDOCK RD
City	CUMBERLAND
State	MD
Zip	21502-2622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	825 BRADDOCK RD LOTS 67-68 100X116 87X116
Legal Subdivision	KING REALTY COMPANYS ADD CUMB
Legal Lot Number	67,68
Jurisdiction	ALLEGANY MD
Township / Civil Division	6, CUMBERLAND
Census Block Group	2
Census Block	2036
Census Tract	1200

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	825 BRADDOCK RD, CUMBERLAND, MD 21502-2622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Grant Deed, Transfer FIRST HM MTG CORP
May 11, 2019	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MTG SVCS
Apr 6, 2017	Quit Claim Deed, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2020 · Amount on Record
Deed Sale	Oct 7, 2020 · Amount on Record
Prior Sale	Jan 29, 2016 · Amount on Record
Deed Book / Page	2592 / 341
Prior Transfer Date	Mar 23, 2017
Prior Transfer Doc	002288-0207
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Oct 7, 2020
Property Address	825 BRADDOCK RD, CUMBERLAND, MD 21502-2622
Document Number	0025920341
Book / Page	002592 / 000341
Instrument Date	Aug 27, 2020
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	825 BRADDOCK RD CUMBERLAND MD 215022622, CUMBERLAND, MD 21502-2622

Mortgage

Document Number	25920350
Date	Oct 7, 2020
Book Page	002592/000350

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	825 BRADDOCK RD, CUMBERLAND, MD 21502-2622
Document Number	0024670228
Instrument Date	May 11, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	825 BRADDOCK RD CUMBERLAND MD 215022622, CUMBERLAND, MD 21502-2622

Mortgage

Document Number	0024670228
Date	May 23, 2019
Book Page	002467/000228

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

April 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ALLEGANY MD
Recording Date	Apr 6, 2017
Property Address	825 BRADDOCK RD, CUMBERLAND, MD 21502-2622
Document Number	0022880207
Book / Page	002288 / 000207
Instrument Date	Mar 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	CARRINGTON TITLE SERVICES, CARRINGTON TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 BRADDOCK RD CUMBERLAND MD 215022622, CUMBERLAND, MD 21502-2622

Mortgage

Document Number	22880211
Date	Apr 6, 2017
Book Page	002288/000211

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2047

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,200 (+8.77%) Land $12,700 Building $227,500	$240,200 (-) Land $12,700 Building $227,500
2025	$2,024.00 (+19.48%)	$220,833 (+21.27%)	$240,200 (+31.91%) Land $12,700 Building $227,500
2023	$1,694.00	$182,100 Land $12,700 Building $169,400	$182,100 Land $12,700 Building $169,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
SkyPacket Fixed Wireless	100 / 20

May also be available: Verizon.

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