Allegany County property record for 881 Braddock Rd, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,786 sqft · built 1933 |
| Lot Size | 0.246 acres (10,726 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,800 (Jul 2002) |
| Tax Bill | $1,254 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-013953 |
| Primary APN | 06-013953 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,786 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Exterior Material | Wood Shingle |
| Roof Material | Metal |
| Lot Area | 10,726 sqft (0.246 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 244 sqft |
| Deck Area | 363 sqft |
| Shed | 1 Shed |
| Shed Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 013953 |
|---|---|
| Street Address | 881 BRADDOCK RD |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-2622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 881 BRADDOCK RD LOT 79 PT 80 91X150 47X160 |
| Legal Subdivision | KING REALTY COMPANIES ADD |
| Legal Lot Number | 79 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 6, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 1200 |
881 Braddock Rd is owned and occupied by two individuals who bought it in July 2002.
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 881 BRADDOCK RD, CUMBERLAND, MD 21502-2622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2002 · Amount on File |
| Deed Sale | Jul 1, 2002 · Amount on File |
| Prior Sale | Aug 9, 1995 |
| Deed Document Number | 20021277 |
| Deed Book / Page | 706 / 702 |
| Transfer Doc | 0000001343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 881 BRADDOCK RD, CUMBERLAND, MD 21502-2622 |
| Document Number | 0026240166 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 881 BRADDOCK RD CUMBERLAND MD 215022622, CUMBERLAND, MD 21502-2622 |
| Document Number | 0026240166 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 002624/000166 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 12, 2036 |
The 2025 property tax bill for 881 Braddock Rd was $1,254.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,900 (+11.74%) Land $12,800 Building $140,100 | $152,900 (-) Land $12,800 Building $140,100 | |
| 2025 | $1,254.00 | $136,833 | $152,900 Land $12,800 Building $140,100 |
| 2023 | $974.00 | $104,700 Land $12,800 Building $91,900 | $104,700 Land $12,800 Building $91,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 881 Braddock Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 881 Braddock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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