8406 Annapolis Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 8406 Annapolis Rd, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,364 sqft · built 1986
Lot Size	0.367 acres (15,963 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Sep 2018)
Tax Bill	$3,377 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5060-0292-0300`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5060-0292-0300`
Alternative APNs	`00251550` `251550`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,364 sqft Living Area
Gross Area	3,199 sqft
1st Floor Area	2,364 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1998
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,963 sqft (0.367 acres)
Lot Dimensions	159 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	336 sqft
Porch	Screened Porch
Porch Area	1,371 sqft
Deck Area	24 sqft
Patio Area	608 sqft
Utility Building	140 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00251550
Street Address	8406 ANNAPOLIS RD
City	SPRING HILL
State	FL
Zip	34608-6703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 6 BLK 292 LOT 30 ORB 305 PG 469
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 6
Legal Block	292
Legal Lot Number	30
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3032
Census Tract	41402

Owner

8406 Annapolis Rd is owned and occupied by two individuals who bought it in September 2018.

Source: Hernando County records, as of March 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8406 ANNAPOLIS RD, SPRING HILL, FL 34608-6703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 14, 2024	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Mar 5, 2026	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Sep 12, 2018	Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK NA
Mar 31, 2017	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2018 · Amount on File
Deed Sale	Sep 12, 2018 · Amount on File
Prior Sale	Dec 1, 2016 · Amount on File
Deed Document Number	201855468
Deed Book / Page	3622 / 643
Prior Transfer Date	Mar 23, 2017
Prior Transfer Doc	0034541545
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	8406 ANNAPOLIS RD, SPRING HILL, FL 34608-6703
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041111897
Date	Jan 10, 2022
Book Page	4111/1897
Instrument	2022002800

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	8406 ANNAPOLIS RD, SPRING HILL, FL 34608-6703
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8406 ANNAPOLIS RD, SPRING HILL, FL 34608-6703

Mortgage

Document Number	0044021224
Date	Mar 14, 2024
Book Page	4402/1224
Instrument	2024016154

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 13, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	8406 ANNAPOLIS RD, SPRING HILL, FL 34608-6703
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8406 ANNAPOLIS RD, SPRING HILL, FL 34608-6703

Mortgage

Document Number	0046771026
Date	Mar 5, 2026
Book Page	4677/1026
Instrument	2026014779

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 12, 2018
Property Address	8406 ANNAPOLIS RD, SPRING HILL, FL 34608-6703
Document Number	0036220643
Book / Page	3622 / 0643
Map Reference	MB8 PG1
Instrument Date	Sep 6, 2018
Instrument	2018055468
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 S BROOKSVILLE AVE, 502, BROOKSVILLE, FL 34601-3706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8406 ANNAPOLIS RD, FULTONDALE, AL 35068

Mortgage

Document Number	2018055469
Date	Sep 12, 2018
Instrument	2018055469

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 31, 2017
Property Address	8406 ANNAPOLIS RD, SPRING HILL, FL 34608-6703
Document Number	0034541545
Book / Page	003454 / 001545
Instrument Date	Mar 23, 2017
Instrument	18261
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8406 ANNAPOLIS RD SPRING HILL FL 346086703, SPRING HILL, FL 34608-6703

Mortgage

Document Number	34541549
Date	Mar 31, 2017
Book Page	003454/001549
Instrument	18262

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 8, 2017
Property Address	8406 ANNAPOLIS RD, SPRING HILL, FL 34608-6703
Document Number	0034371552
Book / Page	003437 / 001552
Instrument Date	Dec 1, 2016
Instrument	7210
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8406 ANNAPOLIS RD SPRING HILL FL 346086703, SPRING HILL, FL 34608-6703

Tax Assessment & Valuation

The 2025 property tax bill for 8406 Annapolis Rd was $3,377 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,377.00 Homeowner's exemption	$227,546	$351,291 Land $48,687 Building $302,604
2023		$214,692 Land $214,692
2022	$2,659.00		$332,648 Land $44,696 Building $287,952

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8406 Annapolis Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8406 Annapolis Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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