8405 Annapolis Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 8405 Annapolis Rd, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,454 sqft · built 1983
Lot Size	0.286 acres (12,440 sqft)
Owner	2 Individual Names on File
Last Sale	$156,000 (Aug 2019)
Tax Bill	$2,007 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5060-0293-0260`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5060-0293-0260`
Alternative APNs	`00251925` `251925`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,454 sqft Living Area
Gross Area	2,261 sqft
1st Floor Area	1,454 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1993
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,440 sqft (0.286 acres)
Lot Dimensions	123 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Screened Porch
Porch Area	643 sqft
Deck Area	210 sqft
Patio Area	750 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00251925
Street Address	8405 ANNAPOLIS RD
City	SPRING HILL
State	FL
Zip	34608-6704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 6 BLK 293 LOT 26
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 6
Legal Block	293
Legal Lot Number	26
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3015
Census Tract	41402

Owner

8405 Annapolis Rd is owned and occupied by two individuals who bought it in August 2019.

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8405 ANNAPOLIS RD, SPRING HILL, FL 34608-6704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage VAN DYK MORTGAGE CORP
Aug 30, 2019	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP
Aug 21, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Prior Sale	Mar 28, 2000 · Amount on File
Deed Document Number	201954719
Deed Book / Page	3745 / 1226
Prior Transfer Date	Aug 20, 2019
Prior Transfer Doc	0037420414
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	8405 ANNAPOLIS RD, SPRING HILL, FL 34608-6704
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8504 ANNAPOLIS RD, SPRING HILL, FL 34608-6700

Mortgage

Document Number	0042161863
Date	Sep 7, 2022
Book Page	4216/1863
Instrument	2022067011

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 6, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	8405 ANNAPOLIS RD, SPRING HILL, FL 34608-6704
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8405 ANNAPOLIS RD, SPRING HILL, FL 34608-6704

Mortgage

Document Number	0039731219
Date	Mar 30, 2021
Book Page	3973/1219
Instrument	2021021802

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 30, 2019
Property Address	8405 ANNAPOLIS RD, SPRING HILL, FL 34608-6704
Document Number	0037451226
Book / Page	3745 / 1226
Map Reference	MB 8 PG 1-10
Instrument Date	Aug 30, 2019
Instrument	2019054719
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,092.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 WINDSOR PL, 404, OCEANSIDE, NY 11572-1127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8405 ANNAPOLIS RD, SPRING HILL, FL 34608-6704

Mortgage

Document Number	0037451228
Date	Aug 30, 2019
Instrument	3745/1228

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 21, 2019
Property Address	8405 ANNAPOLIS RD, SPRING HILL, FL 34608-6704
Document Number	0037420414
Book / Page	003742 / 000414
Instrument Date	Aug 20, 2019
Instrument	52460
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WINDSOR PL OCEANSIDE NY 115721127, OCEANSIDE, NY 11572-1127

Tax Assessment & Valuation

The 2025 property tax bill for 8405 Annapolis Rd was $2,007 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,007.00 Homeowner's exemption	$131,621	$226,105 Land $37,942 Building $188,163
2023		$124,186 (+3%) Land $124,186
2022	$1,285.00 Homeowner's exemption	$120,569	$219,454 Land $34,832 Building $184,622

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8405 Annapolis Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8405 Annapolis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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