8388 Annapolis Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 8388 Annapolis Rd, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,488 sqft · built 1985
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$187,500 (Nov 2020)
Tax Bill	$1,539 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5060-0292-0310`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5060-0292-0310`
Alternative APNs	`00251569` `251569`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	163 ft deep x 52 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	270 sqft
Utility Building	120 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00251569
Street Address	8388 ANNAPOLIS RD
City	SPRING HILL
State	FL
Zip	34608-6701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 6 BLK 292 LOT 31 ORB 300 PG 487 ORB 667 PG 426
Legal Range	17E
Legal Township	23S
Legal Section	26
Legal Subdivision	SPRING HILL UN 6
Legal Block	292
Legal Lot Number	31
Legal Unit	6
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3032
Census Tract	41402

Owner

8388 Annapolis Rd is owned and occupied by an individual who bought it in November 2020.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	8388 ANNAPOLIS RD, SPRING HILL, FL 34608-6701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 5, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Nov 4, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on File
Deed Sale	Nov 4, 2020 · Amount on File
Prior Sale	Jun 3, 2015 · Amount on File
Deed Document Number	2020069056
Deed Book / Page	3908 / 114
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	8388 ANNAPOLIS RD, SPRING HILL, FL 34608-6701
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8388 ANNAPOLIS RD, SPRING HILL, FL 34608-6701

Mortgage

Document Number	0044051496
Date	Mar 22, 2024
Book Page	4405/1496
Instrument	2024018290

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	8388 ANNAPOLIS RD, SPRING HILL, FL 34608-6701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035410365
Date	Jan 5, 2018
Book Page	3541/0365
Instrument	2018001062

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 4, 2020
Property Address	8388 ANNAPOLIS RD, SPRING HILL, FL 34608-6701
Document Number	0039080114
Book / Page	3908 / 114
Map Reference	MB 8 PG 1-10
Instrument Date	Oct 30, 2020
Instrument	2020069056
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	TROPIC TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16443 MUDRON ST, 16443, BROOKSVILLE, FL 34604-7429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8338 ANNAPOLIS RD, SPRING HILL, FL 34608-6701

Mortgage

Document Number	3908116
Date	Nov 4, 2020
Instrument	3908/116

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8388 Annapolis Rd was $1,539 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,539.00 Additional exemption filed	$147,252	$239,430 Land $64,373 Building $175,057
2023		$138,934 (+3%) Land $138,934
2022	$1,509.00 Homeowner's exemption	$134,887	$229,829 Land $59,097 Building $170,732

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8388 Annapolis Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8388 Annapolis Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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