St. Clair County property record for 8405 Morrow Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,200 sqft · built 2018 |
| Lot Size | 15.5 acres (678,229 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,546 (2024) |
| Deeds & Mortgages | Jan 2026 Transfer Jan 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-029-3015-101 |
| Primary APN | 74-14-029-3015-101 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 678,229 sqft (15.5 acres) |
| Garage Area | 3,600 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 8405 MORROW RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | BEG N 89D 26M 47S W 410' FROM SE SEC COR, TH N 89D 26M 47S W 2283.10', TH N 00D 41M 30S E 205.30', TH S 89D 26M 47S E 350', |
| Legal Range | 16E |
| Legal Township | 03N |
| Legal Section | 29 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 646000 |
8405 Morrow Rd is owner-occupied and held in a trust since December 2025.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 8405 MORROW RD, CLAY, MI 48001-3224 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2026 | Intrafamily Transfer, Transfer |
| Jan 8, 2026 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 30, 2025 |
| Transfer Doc | 0005886875 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 8, 2026 |
| Property Address | 8405 MORROW RD, CLAY, MI 48001-3224 |
| Document Number | 0005886875 |
| Book / Page | 5886 / 875 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 2026000433 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8405 MORROW RD, CLAY, MI 48001-3224 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 230185, FAIR HAVEN, MI 48023-0185 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 8, 2026 |
| Property Address | 8405 MORROW RD, CLAY, MI 48001-3224 |
| Document Number | 0005886873 |
| Book / Page | 5886 / 873 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 2026000432 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8405 MORROW RD, CLAY, MI 48001-3224 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 230185, FAIR HAVEN, MI 48023-0185 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,500 (+59.58%) | $503,000 | |
| 2025 | $157,600 | ||
| 2024 | $3,546.00 | $315,200 | |
| 2023 | $113,700 | ||
| 2022 | $2,089.00 | $227,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8405 Morrow Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8405 Morrow Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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