St. Clair County property record for 8501 Morrow Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,268 sqft · built 1998 |
| Lot Size | 10.4 acres (455,638 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $560,000 (Aug 2026) |
| Tax Bill | $7,535 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-032-2001-100 |
| Primary APN | 74-14-032-2001-100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,268 sqft Living Area |
| 1st Floor Area | 1,532 sqft |
| Basement Area | 1,472 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 455,638 sqft (10.4 acres) |
| Lot Depth | 1,310 ft Depth |
| Garage Area | 1,776 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8501 MORROW RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | BEG S 324' FROM N 1/4 COR, TH S 338.95', TH N 89D 53M 20S E 1343.23', TH N 0D 20M 50S E 339.18', TH S 89D 52M 50S W 1345.29' |
| Legal Range | 16E |
| Legal Township | 03N |
| Legal Section | 32 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 646000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8422 DOWNING ST, WASHINGTON, MI 48094-3951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Apr 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| May 28, 2020 | Warranty Deed, Transfer STEARNS LNDG LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2026 · Amount on Record |
| Deed Sale | Aug 27, 2026 · Amount on Record |
| Deed Document Number | 202617378 |
| Deed Book / Page | 5958 / 508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 27, 2026 |
| Property Address | 8501 MORROW RD, CLAY, MI 48001-3725 |
| Document Number | 0000017378 |
| Book / Page | 5958 / 508 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 202617378 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NATIONAL TITLE GROUP, ATA NATIONAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $424,200.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000017147, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 202617147 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 8501 MORROW RD, CLAY, MI 48001-3725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051690862 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 5169/862 |
| Instrument | 2020007568 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 28, 2020 |
| Property Address | 8501 MORROW RD, CLAY, MI 48001-3725 |
| Document Number | 0051920817 |
| Book / Page | 005192 / 000817 |
| Instrument Date | Apr 1, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $424.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8501 MORROW RD CLAY MI 480013725, CLAY, MI 48001-3725 |
| Document Number | 51690862 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 005169/000862 |
| Name | STEARNS LNDG LLC |
|---|---|
| Address | LEWISVILLE, TX 75057 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 27, 2050 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,900 (+5.61%) | $553,800 (+5.61%) | |
| 2025 | $7,535.00 (+2.34%) Homeowner's exemption | $262,200 (+22.52%) | |
| 2024 | $7,363.00 (+8.92%) | $524,400 (+22.52%) | |
| 2023 | $214,000 | ||
| 2022 | $6,760.00 | $428,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures