St. Clair County property record for 8314 Morrow Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,438 sqft · built 2002 |
| Lot Size | 8.7 acres (378,972 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $364,000 (Oct 2015) |
| Tax Bill | $7,762 (2025) |
| Deeds & Mortgages | May 2018 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-029-4003-300 |
| Primary APN | 74-14-029-4003-300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,438 sqft Living Area |
| 1st Floor Area | 2,438 sqft |
| Basement Area | 2,438 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 378,972 sqft (8.7 acres) |
| Garage Area | 1,147 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8314 MORROW RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | BEG N 2D 32M 51S W 990.19' FROM SE COR OF SW 1/4, TH S 88D 46M 35S W 1345.80', TH N 2D 28M 24S E 287.09', TH N 89D 14M 32S E |
| Legal Range | 16E |
| Legal Township | 03N |
| Legal Section | 29 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 646000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8314 MORROW RD, CLAY, MI 48001-3221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TRI COUNTY BANK |
| May 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRI COUNTY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2015 · Amount on Record |
| Deed Sale | Oct 30, 2015 · Amount on Record |
| Deed Book / Page | 4654 / 150 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 8314 MORROW RD, CLAY, MI 48001-3221 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049440534 |
|---|---|
| Date | May 11, 2018 |
| Book Page | 4944/534 |
| Instrument | 2018011008 |
| Name | TRI COUNTY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Mar 7, 2024 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 8314 MORROW RD, CLAY, MI 48001-3221 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051810999 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 5181/999 |
| Instrument | 2020010641 |
| Name | TRI COUNTY BANK |
|---|---|
| Type | Bank |
| Address | BROWN CITY, MI 48416 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2030 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $436,500 (+7.01%) | $873,000 (+7.01%) | |
| 2025 | $7,762.00 (+2.33%) Homeowner's exemption | $407,900 (+27.19%) | |
| 2024 | $7,585.00 (+8.93%) | $815,800 (+27.19%) | |
| 2023 | $320,700 | ||
| 2022 | $6,963.00 | $641,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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