8404 198th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 8404 198th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,112 sqft · built 2012
Lot Size	0.132 acres (5,758 sqft)
Owner	2 Individuals on Record
Tax Bill	$5,424 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`602568-0-090`

Property Details

APN / Parcel Number

Primary APN	`602568-0-090`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,112 sqft Living Area
Gross Area	440 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,758 sqft (0.132 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Wood Porch
Porch Area	72 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	8404 198TH ST E
City	SPANAWAY
State	WA
Zip	98387-5163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 14 PLAT WESTWINDS LOT 9 TOG/W UND INT IN TRS A THRU F EASE OF RECORD OUT OF 401531-898-0 SEG 2008-0360 JU 11/16/07MC
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	WESTWINDS
Legal Tract	A
Legal Lot Number	9
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2000
Census Tract	73133

Owner

Source: Pierce County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	8404 198TH ST E, SPANAWAY, WA 98387-5163
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Feb 6, 2026	Intrafamily Transfer, Transfer · VA Mortgage GUILD MORTGAGE CO
Jan 5, 2024	Warranty Deed, Construction Loan · Construction Mortgage T2 FINANCIAL LLC
Feb 28, 2018	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2026
Deed Sale	Feb 6, 2026
Prior Sale	Jan 5, 2024 · Amount on Record
Deed Document Number	2026169
Prior Transfer Date	Feb 2, 2026
Prior Transfer Doc	0002060169
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	8404 198TH ST E, SPANAWAY, WA 98387-5163
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003290327
Date	Mar 29, 2021
Instrument	202103290327

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Feb 6, 2026
Property Address	8404 198TH ST E, SPANAWAY, WA 98387-5163
Document Number	0002060169
Map Reference	DOC 20071025500
Instrument Date	Feb 2, 2026
Instrument	202602060169
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8404 198TH ST E, SPANAWAY, WA 98387-5163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8404 198TH ST E, SPANAWAY, WA 98387-5163

Mortgage

Document Number	0002060170
Date	Feb 6, 2026
Instrument	202602060170

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

January 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 5, 2024
Property Address	8404 198TH ST E, SPANAWAY, WA 98387-5163
Document Number	0001050310
Map Reference	DOC 200710255001
Instrument Date	Dec 29, 2023
Instrument	202401050310
Transaction Type	Construction Loan
Record Updated	Jan 18, 2024
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,720.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8404 198TH ST E, SPANAWAY, WA 98387-5163

Mortgage

Document Number	0001050311
Date	Jan 5, 2024
Instrument	202401050311

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Feb 28, 2018
Property Address	8404 198TH ST E, SPANAWAY, WA 98387-5163
Document Number	0002281217
Map Reference	DOC200710255001
Instrument Date	Feb 13, 2018
Instrument	201802281217
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,229.11
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8404 198TH ST E, SPANAWAY, WA 98387-5163

Mortgage

Document Number	0002281218
Date	Feb 28, 2018
Instrument	201802281218

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,700 (+2.56%) Land $163,900 Building $336,800	$500,700 (+2.56%) Land $163,900 Building $336,800
2025	$5,424.00 (+0.2%)	$488,200 (+6.04%) Land $155,900 Building $332,300	$488,200 (+6.04%) Land $155,900 Building $332,300
2024	$5,413.00 (-2.77%)	$460,400 (-5.31%) Land $161,600 Building $298,800	$460,400 (-5.31%) Land $161,600 Building $298,800
2023	$5,567.00	$486,200 Land $148,900 Building $337,300	$486,200 Land $148,900 Building $337,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve.

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