8407 198th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 8407 198th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,456 sqft · built 2013
Lot Size	0.131 acres (5,693 sqft)
Owner	2 Company Names on Record
Last Sale	$550,000 (Aug 2021)
Tax Bill	$6,106 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`602568-0-070`

Property Details

APN / Parcel Number

Primary APN	`602568-0-070`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,456 sqft Living Area
Gross Area	2,944 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,693 sqft (0.131 acres)
Garage Type	Attached
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	123 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	8407 198TH ST E
City	SPANAWAY
State	WA
Zip	98387-5163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 14 PLAT WESTWINDS LOT 7 TOG/W UND INT IN TRS A THRU F EASE OF RECORD OUT OF 401531-898-0 SEG 2008-0360 JU 11/16/07MC
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	WESTWINDS
Legal Tract	A
Legal Lot Number	7
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2000
Census Tract	73133

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	300 DESCHUTES WAY SW, 208, TUMWATER, WA 98501-7719
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA
Aug 30, 2021	Warranty Deed, Transfer CW TITLE
May 4, 2020	Deed of Trust, Mortgage · FHA Mortgage EVERGREEN MONEYSOURCE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	May 25, 2016 · Amount on Record
Deed Document Number	2021845
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	8407 198TH ST E, SPANAWAY, WA 98387-5163
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	REALTECH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0004260466
Date	Apr 26, 2022
Instrument	202204260466

Lender

Name	ROYAL BANK OF CANADA
Type	Bank
Address	NEW YORK, NY 10281

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 30, 2021
Property Address	8407 198TH ST E, SPANAWAY, WA 98387-5163
Document Number	0008300845
Map Reference	DOC 20070255001
Instrument Date	Aug 25, 2021
Instrument	202108300845
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Tax	$8,890.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	8407 198TH ST E, SPANAWAY, WA 98387-5163
Document Number	2005080332
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	8407 198TH ST E SPANAWAY WA 983875163, SPANAWAY, WA 98387-5163

Mortgage

Document Number	2005080332
Date	May 8, 2020
Instrument	202005080332

Lender

Name	EVERGREEN MONEYSOURCE MTG
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,106.00 (+3.18%)	$545,500 (+9.17%) Land $163,500 Building $382,000	$545,500 (+9.17%) Land $163,500 Building $382,000
2025	$5,918.00 (+0.58%)
2024	$5,884.00 (-3.19%)	$499,700 (-5.82%) Land $161,200 Building $338,500	$499,700 (-5.82%) Land $161,200 Building $338,500
2023	$6,078.00	$530,600 Land $148,500 Building $382,100	$530,600 Land $148,500 Building $382,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve.

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