Emmet County property record for 8368 Ridgeway Rd, Petoskey, MI 49770 · Last verified August 2026
| Property Type | Condominium |
|---|---|
| Owner | Individual Name on File |
| Tax Bill | $181 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-20-04-225-149 |
| Primary APN | 14-20-04-225-149 |
|---|
| Architectural Style | Condo/Apartment |
|---|
| Street Address | 8368 RIDGEWAY RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8666 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SILVER CREEK CONDO, UNIT 49.PLAN #180, SECTION 4, T34N, R4W |
| Legal Range | 04W |
| Legal Township | 34N |
| Legal Section | 04 |
| Legal Subdivision | SILVER CREEK CONDO |
| Legal Unit | 49 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | SPRINGVALE |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 970500 |
Source: Emmet County records · APN 14-20-04-225-149
Assessment roll updated July 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8382 RIDGEWAY RD, PETOSKEY, MI 49770-8666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CREDIT UNION |
| Jun 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 27, 2023 |
| Deed Sale | Jun 27, 2023 |
| Prior Sale | Oct 27, 2003 · Amount on Record |
| Deed Document Number | 20235206071 |
| Deed Book / Page | 1253 / 80 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 8368 RIDGEWAY RD, PETOSKEY, MI 49770-8666 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8368 RIDGEWAY RD, PETOSKEY, MI 49770-8666 |
| Document Number | 0000001233/0000000448 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 0000001233/0000000448 |
| Instrument | 5186413 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jun 27, 2023 |
| Property Address | 8368 RIDGEWAY RD, PETOSKEY, MI 49770-8666 |
| Document Number | 0001253/80 |
| Book / Page | 1253 / 80 |
| Instrument Date | Jun 08, 2023 |
| Instrument | 5206071 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5917 TROYES RD, EAST LANSING, MI 48823-9230 |
| Document Number | 0005206072 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 5206072 |
| Name | INDEPENDENT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jan 01, 2053 |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Springvale Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,300 (+33.87%) Land $8,300 | $16,600 (+33.87%) Land $16,600 | |
| 2024 | $181.00 | ||
| 2023 | $6,200 Land $6,200 | $12,400 Land $12,400 |
Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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