8400 Forest Shadow Cir, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 8400 Forest Shadow Cir, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,564 sqft · built 1999
Lot Size	0.244 acres (10,655 sqft)
Owner	Individual Name on Record
Last Sale	$289,000 (Jun 2017)
Tax Bill	$4,151 (2023)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-303-15`

Property Details

APN / Parcel Number

Primary APN	`005-303-15`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,564 sqft Heated Area
Gross Area	2,992 sqft
1st Floor Area	1,232 sqft
Upper Floors Area	1,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,655 sqft (0.244 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	32 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	005-303-15
Street Address	8400 FOREST SHADOW CIR
City	CORNELIUS
State	NC
Zip	28031-9273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L15 B4 M26-247
Legal Subdivision	STRATFORD FOREST PH 02 MAP 02
Legal Block	4
Legal Lot Number	15
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	3
Census Block	3015
Census Tract	6209

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8400 FOREST SHADOW CIR, CORNELIUS, NC 28031-9273
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIME CHOICE FUNDING INC
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jun 29, 2017	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2017 · Amount on Record
Deed Sale	Jun 29, 2017 · Amount on Record
Prior Sale	Jun 16, 2000 · Amount on Record
Deed Document Number	0031926758
Deed Book / Page	31926 / 758
Record Updated	Jun 7, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	8400 FOREST SHADOW CIR, CORNELIUS, NC 28031-9273
Transaction Type	Mortgage
Record Updated	Nov 15, 2023
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105669
Date	Nov 7, 2023
Book Page	38471/290
Instrument	2023105669

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	8400 FOREST SHADOW CIR, CORNELIUS, NC 28031-9273
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000209383
Date	Nov 2, 2021
Book Page	36718/638
Instrument	2021209383

Lender

Name	PRIME CHOICE FUNDING INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	8400 FOREST SHADOW CIR, CORNELIUS, NC 28031-9273
Document Number	0000105115
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8400 FOREST SHADOW CIR CORNELIUS NC 280319273, CORNELIUS, NC 28031-9273

Mortgage

Document Number	0000105115
Date	Jul 13, 2020
Book Page	034794/000863
Instrument	105115

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 29, 2017
Property Address	8400 FOREST SHADOW CIR, CORNELIUS, NC 28031-9273
Document Number	0000087395
Book / Page	031926 / 000758
Instrument Date	Jun 29, 2017
Instrument	87395
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	INVESTORS TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$578.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8400 FOREST SHADOW CIR CORNELIUS NC 280319273, CORNELIUS, NC 28031-9273

Mortgage

Document Number	87396
Date	Jun 29, 2017
Book Page	031926/000760
Instrument	87396

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

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