8312 Forest Shadow Cir, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 8312 Forest Shadow Cir, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,426 sqft · built 1999
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (May 2026)
Tax Bill	$3,400 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-303-16`

Property Details

APN / Parcel Number

Primary APN	`005-303-16`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,426 sqft Living Area
Gross Area	2,910 sqft
1st Floor Area	1,382 sqft
Upper Floors Area	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	484 sqft

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	378 sqft
Deck Area	180 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8312 FOREST SHADOW CIR
City	CORNELIUS
State	NC
Zip	28031-9271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L16 B4 M26-247
Legal Subdivision	STRATFORD FOREST PH 02 MAP 02
Legal Block	4
Legal Lot Number	16
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	3
Census Block	3015
Census Tract	6209

Owner

Source: Mecklenburg County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8312 FOREST SHADOW CIR, CORNELIUS, NC 28031-9271
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE GROUP INC
Sep 22, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Sep 7, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Jan 25, 2008 · Amount on Record
Deed Document Number	202653090
Deed Book / Page	40436 / 368
Prior Transfer Date	Feb 27, 2025
Prior Transfer Doc	0000022461
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	8312 FOREST SHADOW CIR, CORNELIUS, NC 28031-9271
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8312 FOREST SHADOW CIR, CORNELIUS, NC 28031-9271

Mortgage

Document Number	0000103198
Date	Oct 8, 2025
Book Page	39919/79
Instrument	2025103198

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 20, 2026
Property Address	8312 FOREST SHADOW CIR, CORNELIUS, NC 28031-9271
Document Number	0000053090
Book / Page	40436 / 368
Instrument Date	May 19, 2026
Instrument	202653090
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8312 FOREST SHADOW CIR, CORNELIUS, NC 28031-9271
Investor	Possibly a Property Investor

Mortgage

Document Number	0000053091,
Date	May 20, 2026
Instrument	202653091

Lender

Name	ATLANTIC COAST MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	8312 FOREST SHADOW CIR, CORNELIUS, NC 28031-9271
Document Number	0000132350
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8312 FOREST SHADOW CIR CORNELIUS NC 280319271, CORNELIUS, NC 28031-9271

Mortgage

Document Number	0000132350
Date	Sep 29, 2017
Book Page	032158/000686
Instrument	132350

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 7, 2017
Property Address	8312 FOREST SHADOW CIR, CORNELIUS, NC 28031-9271
Document Number	0000121299
Book / Page	032102 / 000411
Instrument Date	Sep 7, 2017
Instrument	121299
Transaction Type	Transfer
Record Updated	Sep 14, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8312 FOREST SHADOW CIR CORNELIUS NC 280319271, CORNELIUS, NC 28031-9271

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,400.00 (+1.58%)	$502,600 Land $100,000 Building $402,600	$502,600 Land $100,000 Building $402,600
2024	$3,347.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

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