8400 Cascade St, Commerce Township, MI 48382 Property Records

Oakland County property record for 8400 Cascade St, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 940 sqft · built 1924
Lot Size	0.219 acres (9,540 sqft)
Owner	2 Individual Names on File
Last Sale	$84,000 (Apr 2011)
Tax Bill	$1,793 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`Y-12-36-453-014`

Property Details

APN / Parcel Number

Primary APN	`Y-12-36-453-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	940 sqft Living Area
1st Floor Area	545 sqft
Basement Area	527 sqft
Unfinished Basement	527 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Colonial
Exterior Material	Composition/Composite
Roof Type	Gambrel
Lot Area	9,540 sqft (0.219 acres)
Lot Dimensions	79.3 ft deep x 80 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8400 CASCADE ST
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T3N, R8E, SEC 36 RUSSELL BEACH LOTS 9 & 10
Legal Range	08E
Legal Township	03N
Legal Section	36
Legal Subdivision	RUSSELL BEACH
Legal Lot Number	9-10
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	4
Census Block	4020
Census Tract	130700

Owner

8400 Cascade St is owned and occupied by two individuals who acquired it in March 2026.

Source: Oakland County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8400 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 13, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU
Apr 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA
Apr 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA
Jan 2, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2011 · Amount on File
Deed Sale	Apr 25, 2011 · Amount on File
Prior Sale	Feb 15, 2007 · Amount on File
Deed Document Number	201183792
Deed Book / Page	43015 / 677
Last Transfer Date	Mar 23, 2026
Transfer Doc	20260050758
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8400 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4705
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8400 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4705

Mortgage

Document Number	0000270449
Date	Dec 8, 2021
Book Page	57155/349
Instrument	270449

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2031

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8400 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4705
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8400 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4705

Mortgage

Document Number	0000141043
Date	Dec 13, 2024
Book Page	59869/735
Instrument	141043

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 9, 2039

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 15, 2026
Property Address	8400 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4705
Document Number	0000050758
Book / Page	61112 / 338
Instrument Date	Mar 23, 2026
Instrument	2026.50758
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8400 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4705

Mortgage

Document Number	0000050759,
Date	Apr 15, 2026
Instrument	2026..50759

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 15, 2026
Property Address	8400 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4705
Document Number	20260050758
Book / Page	61112 / 338
Instrument Date	Mar 23, 2026
Instrument	202650758
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8400 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4705

Mortgage

Document Number	0000050759,
Date	Apr 15, 2026
Instrument	202650759

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 2, 2026
Property Address	8400 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4705
Document Number	20260000693
Book / Page	60839 / 257
Instrument Date	Jan 2, 2026
Instrument	20260000693
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8400 CASCADE STSR, COMMERCE TOWNSHIP, MI 48382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8400 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4705

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8400 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4705
Document Number	0000112250
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8400 CASCADE ST COMMERCE TOWNSHIP MI 483824705, COMMERCE TOWNSHIP, MI 48382-4705

Mortgage

Document Number	0000112250
Date	Jul 16, 2019
Book Page	053025/000637
Instrument	112250

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326-2947

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 15, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 8400 Cascade St was $1,793 with a homeowner's exemption, down 43% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,793.00 (-42.97%) Homeowner's exemption	$170,190	$340,380
2024	$3,144.00
2023		$156,600	$313,200
2021	$2,648.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8400 Cascade St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 8400 Cascade St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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