8306 Cascade St, Commerce Township, MI 48382 Property Records

Oakland County property record for 8306 Cascade St, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,100 sqft · built 1925
Lot Size	0.141 acres (6,142 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,500 (Feb 2011)
Tax Bill	$3,401 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`Y-12-36-453-017`

Property Details

APN / Parcel Number

Primary APN	`Y-12-36-453-017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,100 sqft Living Area
1st Floor Area	1,326 sqft
Basement Area	1,326 sqft
Unfinished Basement	1,326 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	6,142 sqft (0.141 acres)
Lot Dimensions	153 ft deep x 40 ft wide
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	56 sqft
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8306 CASCADE ST
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-4703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T3N, R8E, SEC 36 RUSSELL BEACH THAT PART OF LOT 6 LYING IN WHITE LAKE TWP
Legal Range	08E
Legal Township	03N
Legal Section	36
Legal Subdivision	WHITE LAKE
Legal Lot Number	6
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	4
Census Block	4020
Census Tract	130700

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8306 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Line of Credit HURON VALLEY STATE BANK
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK
Dec 18, 2019	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BK
Feb 27, 2019	Intrafamily Transfer, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2011 · Amount on Record
Deed Sale	Feb 8, 2011 · Amount on Record
Prior Sale	Oct 5, 2010 · Amount on Record
Deed Document Number	201122134
Deed Book / Page	42801 / 32
Prior Transfer Date	Sep 28, 2010
Prior Transfer Doc	0000022134
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8306 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4703
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8306 CASCADE ST, COMMERCE TWP, MI 48382-4703

Mortgage

Document Number	0000138961
Date	Oct 30, 2025
Book Page	60672/261
Instrument	138961

Lender

Name	HURON VALLEY STATE BANK
Type	Bank
Address	MILFORD, MI 48381

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8306 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4703
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8306 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4703

Mortgage

Document Number	0000107536
Date	Apr 21, 2021
Book Page	56112/563
Instrument	107536

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8306 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4703
Document Number	0000056533
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8306 CASCADE ST COMMERCE TOWNSHIP MI 483824703, COMMERCE TOWNSHIP, MI 48382-4703

Mortgage

Document Number	0000056533
Date	Mar 25, 2020
Book Page	053989/000356
Instrument	56533

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 24, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8306 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4703
Document Number	0000025187
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8306 CASCADE ST COMMERCE TOWNSHIP MI 483824703, COMMERCE TOWNSHIP, MI 48382-4703

Mortgage

Document Number	0000025187
Date	Feb 4, 2020
Book Page	053795/000542
Instrument	25187

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

Interest

Rate Type	Adjustable Rate

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Feb 27, 2019
Property Address	8306 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4703
Document Number	0000027103
Book / Page	52606 / 00229
Map Reference	LB 16 PG 16
Instrument Date	Feb 19, 2019
Instrument	027103
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8306 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4703

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,401.00 (-39.94%) Homeowner's exemption	$330,330 (+16.55%)	$660,660 (+16.55%)
2024	$5,663.00 (+20.98%)
2023		$283,420	$566,840
2021	$4,681.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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