8322 Cascade St, Commerce Township, MI 48382 Property Records

Oakland County property record for 8322 Cascade St, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,118 sqft · built 2017
Lot Size	0.112 acres (4,879 sqft)
Owner	Individual Name on Record
Last Sale	$665,000 (Jun 2019)
Tax Bill	$5,767 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`Y-12-36-453-015`

Property Details

APN / Parcel Number

Primary APN	`Y-12-36-453-015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,118 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	912 sqft
Unfinished Basement	1,106 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	4,879 sqft (0.112 acres)
Lot Dimensions	121 ft deep x 40 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	480 sqft
Patio Area	1,060 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8322 CASCADE ST
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-4703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T3N, R8E, SEC 36 RUSSELL BEACH LOT 8
Legal Range	08E
Legal Township	03N
Legal Section	36
Legal Subdivision	RUSSELL BEACH
Legal Lot Number	8
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	4
Census Block	4020
Census Tract	130700

Owner

Source: Oakland County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8322 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Apr 29, 2021	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Jun 7, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Sep 5, 2017	Quit Claim Deed, Transfer CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2019 · Amount on Record
Deed Sale	Jun 7, 2019 · Amount on Record
Prior Sale	Aug 26, 2015 · Amount on Record
Deed Document Number	201988517
Deed Book / Page	52903 / 401
Prior Transfer Date	Feb 12, 1996
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8322 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4703
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8322 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4703

Mortgage

Document Number	0000087541
Date	Apr 5, 2021
Book Page	56008/1
Instrument	87541

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8322 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4703
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8322 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4703

Mortgage

Document Number	0000114395
Date	Apr 29, 2021
Book Page	56156/163
Instrument	114395

Lender

Name	FIRST STATE BANK
Type	Bank
Address	ROCHESTER, MI 48307

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 7, 2019
Property Address	8322 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4703
Document Number	0000088517
Book / Page	52903 / 00401
Map Reference	LB 16 PG 16
Instrument Date	Jun 5, 2019
Instrument	88517
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	STG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,719.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8322 CASCADE ST, 8322, COMMERCE TOWNSHIP, MI 48382-4703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8322 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4703

Mortgage

Document Number	0000088518
Date	Jun 7, 2019
Instrument	88518

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Mortgage

Document Number	0000088519
Date	Jun 7, 2019
Book Page	52903/00419
Instrument	88519

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 5, 2017
Property Address	8322 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4703
Document Number	0000165825
Book / Page	051040 / 000552
Instrument Date	Aug 25, 2017
Instrument	165825
Transaction Type	Transfer
Record Updated	Sep 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8322 CASCADE ST COMMERCE TOWNSHIP MI 483824703, COMMERCE TOWNSHIP, MI 48382-4703

Mortgage

Document Number	165826
Date	Sep 5, 2017
Book Page	051040/000554
Instrument	165826

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.87%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,767.00 (-38.46%) Homeowner's exemption	$363,670 (+18.46%)	$727,340 (+18.46%)
2024	$9,371.00 (+26.52%)
2023		$307,010	$614,020
2021	$7,407.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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