840 State Rd 20, Interlachen, FL 32148 Property Records

Putnam County property record for 840 State Rd 20, Interlachen, FL 32148 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1970
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$199,900 (Sep 2021)
Tax Bill	$2,372 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-10-25-0000-0110-0010`

Property Details

APN / Parcel Number

Primary APN	`18-10-25-0000-0110-0010`
Alternative APN	`92032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1991
Exterior Material	Brick
Roof Type	Gable/Hip
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Finished/Open Porch
Porch Area	39 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	92032
Street Address	840 STATE ROAD 20
City	INTERLACHEN
State	FL
Zip	32148-2425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF NW1/4 OF NE1/4 OR737, P1467 (EX OR933 P1029 SR20)
Legal Range	25E
Legal Township	10S
Legal Section	18
Legal Subdivision	FLORIDA FARMS & HOMES INC 8
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	2
Census Block	2004
Census Tract	950201

Owner

Source: Putnam County records · APN 18-10-25-0000-0110-0010

Assessment roll updated December 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	840 STATE ROAD 20, INTERLACHEN, FL 32148-2425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 26, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 16, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Jul 24, 2017	Grant Deed, Transfer · Conventional Mortgage TIMOTHY KEYSER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Prior Sale	Aug 16, 2018 · Amount on Record
Deed Document Number	202122365
Deed Book / Page	1637 / 1586
Prior Transfer Date	Sep 21, 2018
Prior Transfer Doc	0015200382
Record Updated	Jun 08, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Sep 29, 2021
Property Address	840 STATE ROAD 20, INTERLACHEN, FL 32148-2425
Document Number	0016371586
Book / Page	1637 / 1586
Instrument Date	Sep 23, 2021
Instrument	202154022365
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	GULLETT TITLE INTERLACHEN, GULLETT TTL OF INTERLACHEN I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	840 STATE ROAD 20, 840, INTERLACHEN, FL 32148-2425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 STATE ROAD 20, INTERLACHEN, FL 32148-2425

Mortgage

Document Number	16371589
Date	Sep 29, 2021
Instrument	1637/1589

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM FL
Recording Date	Sep 26, 2018
Property Address	840 STATE ROAD 20, INTERLACHEN, FL 32148-2425
Document Number	0015200382
Book / Page	001520 / 000382
Instrument Date	Sep 21, 2018
Instrument	54017954
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	840 STATE ROAD 20 INTERLACHEN FL 321482425, INTERLACHEN, FL 32148-2425

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Aug 16, 2018
Property Address	840 STATE ROAD 20, INTERLACHEN, FL 32148-2425
Document Number	0015160303
Book / Page	1516 / 0303
Instrument Date	Aug 10, 2018
Instrument	201854015274
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	GULLETT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1243, INTERLACHEN, FL 32148-1243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 STATE RD, INTERLACHEN, FL 32148-2425

Mortgage

Document Number	201854015275
Date	Aug 16, 2018
Instrument	201854015275

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM FL
Recording Date	Jul 24, 2017
Property Address	840 STATE ROAD 20, INTERLACHEN, FL 32148-2425
Document Number	0014800112
Book / Page	001480 / 000112
Instrument Date	Jul 21, 2017
Instrument	54013173
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1243 INTERLACHEN FL 321481243, INTERLACHEN, FL 32148-1243

Mortgage

Document Number	14800114
Date	Jul 24, 2017
Book Page	001480/000114
Instrument	54013174

Lender

Name	TIMOTHY KEYSER
Address	211 POINT IDA CT, INTERLACHEN, FL 32148-2477

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated December 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,372.00 (-0.21%) Homeowner's exemption	$162,300 (-4.67%) Land $10,120 Building $152,180	$162,300 (-4.67%) Land $10,120 Building $152,180
2023	$2,377.00 (-8.65%) Homeowner's exemption	$170,250 (+16.77%)	$170,250 (+16.77%) Land $9,200 Building $161,050
2022	$2,602.00	$145,800	$145,800 Land $9,200 Building $136,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (12107C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121079502012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2009–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017, tidal / storm surge, Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	About 1 in 459 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Uniti Group	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

840 State Rd 20, Interlachen, FL 32148 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on State Rd 20

Nearby Streets

Search Property Records by Address or Parcel Number