823 State Rd 20, Interlachen, FL 32148 Property Records

Putnam County property record for 823 State Rd 20, Interlachen, FL 32148 · Last verified January 2026

Property Summary

Property Type	Clubs, Lodges, Professional Associations
Details	4,067 sqft · built 1952
Lot Size	2.98 acres (129,809 sqft)
Owner	Owner Name on File
Flood Zone	Zone X (minimal risk)
APN	`18-10-25-0000-012.0-000.0`

Property Details

APN / Parcel Number

Primary APN	`18-10-25-0000-012.0-000.0`
Alternative APN	`78416`

Interior

Plumbing Fixtures	14 Plumbing Fixtures
Building Area	4,067 sqft Total Area
1st Floor Area	5,837 sqft
Flooring	Steel Beam

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1991
Exterior Material	Stucco
Lot Area	129,809 sqft (2.98 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	78416
Street Address	823 STATE ROAD 20
City	INTERLACHEN
State	FL
Zip	32148-2430
Property Category	Commercial
Property Type	Commercial > Retail > Clubs, Lodges, Professional Associations
Legal Description	W 1/2 OF SE 1/4 OF NE 1/4 N OF
Legal Range	25E
Legal Township	10S
Legal Section	18
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	2
Census Block	2000
Census Tract	950500

Owner

Source: Putnam County records · APN 18-10-25-0000-012.0-000.0

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	PO BOX 1116, INTERLACHEN, FL 32148-1116
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 25, 2002
Transfer Doc	0009020563
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$339,160 (-3.04%)	$339,160 (-3.04%) Land $39,900 Building $299,260
2023	Homeowner's exemption	$349,780	$349,780 Land $39,900 Building $309,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (12107C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121079505002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 30 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	30 in force 27 of 30 on primary residences
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017, rainfall accumulation, Hurricane Irma
Flood Events	Hurricane Irma (Sep 2017), 2 claims

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	About 1 in 459 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.