840 Shady Ln, Bartow, FL 33830 Property Records

Polk County property record for 840 Shady Ln, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,225 sqft · built 1966
Lot Size	0.245 acres (10,685 sqft)
Owner	2 Individual Names on File
Tax Bill	$440 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-30-06-386800-013190`

Property Details

APN / Parcel Number

Primary APN	`25-30-06-386800-013190`
Alternative APNs	`063025386800013190` `63025000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,225 sqft Living Area
1st Floor Area	1,225 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,685 sqft (0.245 acres)
Lot Dimensions	120 ft deep x 89 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	209 sqft
Carport	Carport
Carport Area	209 sqft

Exterior Amenities

Pool House	Pool House
Porch	Enclosed/Unfinished Porch
Porch Area	371 sqft
Shed	1 Shed
Utility Building	66 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	840 SHADY LN
City	BARTOW
State	FL
Zip	33830-3053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RICHLAND MANOR UNIT NO 6 PB 45 PG 47 BLK M LOT 19
Legal Range	25E
Legal Township	30S
Legal Section	06
Legal Subdivision	RICHLAND MANOR UNIT NO 6
Legal Tract	386800
Legal Block	M
Legal Lot Number	19
Legal Unit	6
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	4
Census Block	4002
Census Tract	15000

Owner

840 Shady Ln is owned and occupied by two individuals who acquired it in March 1994.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	840 SHADY LN, BARTOW, FL 33830-3053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 11, 1994
Transfer Doc	3365000738
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	840 SHADY LN, BARTOW, FL 33830-3053
Document Number	0101580189
Book / Page	010158 / 000189
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	840 SHADY LN BARTOW FL 338303053, BARTOW, FL 33830-3053

Mortgage

Document Number	0101580189
Date	May 26, 2017
Book Page	010158/000189
Instrument	100933

Lender

Name	RP FNDG
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 840 Shady Ln was $440 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,491 (+2.7%)	$211,468 (+0.21%) Land $24,000 Building $187,468
2025	$440.00 Homeowner's exemption	$49,164	$211,034 Land $24,000 Building $187,034
2023	$689.00 (+26.89%) Homeowner's exemption	$46,386 (+3%)	$207,541 (+9.34%) Land $23,000 Building $184,541
2022	$543.00 Homeowner's exemption	$45,035	$189,816 Land $19,000 Building $170,816

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 840 Shady Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 840 Shady Ln is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20