Polk County property record for 930 Shady Ln, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,068 sqft · built 1971 |
| Lot Size | 0.276 acres (12,009 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $83,000 (Feb 2001) |
| Tax Bill | $332 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-06-386900-020020 |
| Primary APN | 25-30-06-386900-020020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,068 sqft Living Area |
| 1st Floor Area | 1,068 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wood |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,009 sqft (0.276 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Porch | Enclosed/Unfinished Porch |
|---|---|
| Porch Area | 452 sqft |
| Patio Area | 168 sqft |
| Shed | 1 Shed |
| Utility Building | 90 sqft |
| Street Address | 930 SHADY LN |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-3055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RICHLAND MANOR UNIT 7 PB 47 PG 33 BLK T LOT 2 |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 06 |
| Legal Subdivision | RICHLAND MANOR UNIT NO 7 |
| Legal Tract | 386900 |
| Legal Block | T |
| Legal Lot Number | 2 |
| Legal Unit | 7 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 15000 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 930 SHADY LN, BARTOW, FL 33830-3055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Aug 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Jul 10, 2020 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Jul 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RP FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2001 · Amount on Record |
| Deed Sale | Feb 2, 2001 · Amount on Record |
| Prior Sale | Nov 22, 2000 · Amount on Record |
| Deed Book / Page | 4621 / 1020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 2, 2026 |
| Property Address | 930 SHADY LN, BARTOW, FL 33830-3055 |
| Document Number | 0000131058 |
| Book / Page | 14021 / 650 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026131058 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 930 SHADY LN, BARTOW, FL 33830-3055 |
| Document Number | 0000131058, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 14021/650 |
| Instrument | 2026131058 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.58% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 930 SHADY LN, BARTOW, FL 33830-3055 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 930 SHADY LN, BARTOW, FL 33830-3055 |
| Document Number | 0000205531 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 12821/892 |
| Instrument | 2023205531 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Sep 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 930 SHADY LN, BARTOW, FL 33830-3055 |
| Document Number | 0113060718 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 930 SHADY LN BARTOW FL 338303055, BARTOW, FL 33830-3055 |
| Document Number | 0113060718 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 011306/000718 |
| Instrument | 146363 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 21, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 930 SHADY LN, BARTOW, FL 33830-3055 |
| Document Number | 0105730554 |
| Instrument Date | Jul 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 930 SHADY LN BARTOW FL 338303055, BARTOW, FL 33830-3055 |
| Document Number | 0105730554 |
|---|---|
| Date | Aug 6, 2018 |
| Book Page | 010573/000554 |
| Instrument | 167581 |
| Name | RP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 5, 2033 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,443 (+2.7%) | $194,456 (-3.25%) Land $24,000 Building $170,456 | |
| 2025 | $332.00 (-43.44%) Homeowner's exemption | $43,275 (+5.99%) | $200,986 (+2.07%) Land $24,000 Building $176,986 |
| 2023 | $587.00 (+30.16%) Homeowner's exemption | $40,830 (+3%) | $196,917 (+12%) Land $23,000 Building $173,917 |
| 2022 | $451.00 Homeowner's exemption | $39,641 | $175,817 Land $19,000 Building $156,817 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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