Polk County property record for 830 Shady Ln, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,160 sqft · built 1965 |
| Lot Size | 0.245 acres (10,685 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $232,000 (Apr 2026) |
| Tax Bill | $2,034 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Apr 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-06-386800-013180 |
| Primary APN | 25-30-06-386800-013180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| Gross Area | 1,769 sqft |
| 1st Floor Area | 1,160 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,685 sqft (0.245 acres) |
| Lot Dimensions | 120 ft deep x 89 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 81 sqft |
| Street Address | 830 SHADY LN |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-3053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RICHLAND MANOR UNIT NO 6 PB 45 PG 47 BLK M LOT 18 |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 06 |
| Legal Subdivision | RICHLAND MANOR UNIT NO 6 |
| Legal Tract | 386800 |
| Legal Block | M |
| Legal Lot Number | 18 |
| Legal Unit | 6 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 15000 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 830 SHADY LN, BARTOW, FL 33830-3053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage OS NATIONAL LLC, OS NATIONAL |
| Jan 30, 2026 | Warranty Deed, Transfer OS NATIONAL LLC |
| Apr 9, 2020 | Warranty Deed, Transfer · FHA Mortgage PENNYMAC |
| Apr 16, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Dec 1, 2017 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on Record |
| Deed Sale | Apr 10, 2026 · Amount on Record |
| Prior Sale | Jan 30, 2026 · Amount on Record |
| Deed Document Number | 202684867 |
| Deed Book / Page | 13952 / 831 |
| Prior Transfer Date | Aug 8, 2014 |
| Prior Transfer Doc | 0000136212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 830 SHADY LN, BARTOW, FL 33830-3053 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 830 SHADY LN, BARTOW, FL 33830-3053 |
| Document Number | 0000132466 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 12253/1641 |
| Instrument | 2022132466 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 10, 2026 |
| Property Address | 830 SHADY LN, BARTOW, FL 33830-3053 |
| Document Number | 0000084867 |
| Book / Page | 13952 / 831 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 202684867 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | OS NATIONAL LLC, OS NATIONAL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $164,024.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 830 SHADY LN, BARTOW, FL 33830-3053 |
| Document Number | 0000084868, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 202684868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 30, 2026 |
| Property Address | 830 SHADY LN, BARTOW, FL 33830-3053 |
| Document Number | 0000024614 |
| Book / Page | 13864 / 1726 |
| Map Reference | MB 45 PG 47 |
| Instrument Date | Jan 26, 2026 |
| Instrument | 2026024614 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,568.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2076 ALBATROSS NEST DRIVE, BARTOW, FL 33830-3080 |
| Name | Verified Name |
|---|---|
| Address | 129 W WASHINGTON ST # 115, 115, TEMPE, AZ 85288 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 9, 2020 |
| Property Address | 830 SHADY LN, BARTOW, FL 33830-3053 |
| Document Number | 0112021612 |
| Book / Page | 011202 / 001612 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 76824 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,169.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 830 SHADY LN BARTOW FL 338303053, BARTOW, FL 33830-3053 |
| Document Number | 112021613 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 011202/001613 |
| Instrument | 76825 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 8, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 16, 2020 |
| Property Address | 830 SHADY LN, BARTOW, FL 33830-3053 |
| Document Number | 0112080407 |
| Book / Page | 011208 / 000407 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 80316 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 830 SHADY LN BARTOW FL 338303053, BARTOW, FL 33830-3053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 1, 2017 |
| Property Address | 830 SHADY LN, BARTOW, FL 33830-3053 |
| Document Number | 0103291191 |
| Book / Page | 010329 / 001191 |
| Instrument Date | Nov 29, 2017 |
| Instrument | 231497 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2018 |
| Title Company | SMART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 830 SHADY LN BARTOW FL 338303053, BARTOW, FL 33830-3053 |
| Document Number | 103291193 |
|---|---|
| Date | Dec 1, 2017 |
| Book Page | 010329/001193 |
| Instrument | 231498 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 30, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,127 (+2.7%) | $207,027 (-3.37%) Land $24,000 Building $183,027 | |
| 2025 | $2,034.00 (-13.45%) Homeowner's exemption | $154,944 (+5.99%) | $214,239 (-0.27%) Land $24,000 Building $190,239 |
| 2024 | $2,350.00 (+6.77%) | ||
| 2023 | $2,201.00 (+15.42%) Homeowner's exemption | $146,191 (+3%) | $214,829 (+9.91%) Land $23,000 Building $191,829 |
| 2022 | $1,907.00 Homeowner's exemption | $141,933 | $195,465 Land $19,000 Building $176,465 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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