Chambers County property record for 840 River Rd, Valley, AL 36854
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,147 sqft · built 1900 |
| Lot Size | 0.73 acres (31,875 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $404 (2026) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-09-30-2-001-049.000 |
| Primary APN | 12-18-09-30-2-001-049.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 2,147 sqft Living Area |
| 1st Floor Area | 2,147 sqft |
| Upper Floors Area | 1,437 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 31,875 sqft (0.73 acres) |
| Lot Dimensions | 280 ft deep x 220 ft wide |
| Porch | Patio |
| Porch Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 3367 |
|---|---|
| Street Address | 840 RIVER RD |
| City | VALLEY |
| State | AL |
| Zip | 36854-5512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 83'(S) N OF & 255'(S) E OFSW COR OF NE1/4 OF NW1/4, RUNNE'LY257.2',SE'LY139.57',NE'LY245.67' TO RIVER ROAD, SE'LYALONG RO |
| Legal Range | 29 |
| Legal Township | 21 |
| Legal Section | 30 |
| Jurisdiction | CHAMBERS AL |
| Township / Civil Division | VALLEY |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 954700 |
840 River Rd is owned and occupied by an individual.
Source: Chambers County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 347, VALLEY, AL 36854-0347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 840 RIVER RD, VALLEY, AL 36854-5512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2020/1930 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 2020/1930 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
The 2026 property tax bill for 840 River Rd was $404 with a homeowner's exemption, down 29.6% from the year before.
Source: Chambers County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chambers County |
| Municipality | Valley City |
| Unified School District | Chambers County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $404.00 (-29.62%) Homeowner's exemption | ||
| 2025 | $574.00 (+7.89%) | $39,788 (+180.2%) Land $3,860 Building $35,928 | $198,940 (+39.76%) Land $19,300 Building $179,640 |
| 2024 | $532.00 Additional exemption filed | $14,200 (-) Land $1,480 Building $12,720 | $142,340 (-) Land $14,960 Building $127,380 |
| 2023 | $532.00 (-8.75%) Additional exemption filed | $14,200 (-7.79%) Land $1,480 Building $12,720 | $142,340 (-7.77%) Land $14,960 Building $127,380 |
| 2022 | $583.00 Additional exemption filed | $15,400 Land $1,480 Building $13,920 | $154,330 Land $14,960 Building $139,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 840 River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 840 River Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 76% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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