Chambers County property record for 786 River Rd, Valley, AL 36854 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,472 sqft · built 2018 |
| Lot Size | 0.52 acres (22,660 sqft) |
| Owner | Individual Name on File |
| Last Sale | $148,000 (Dec 2018) |
| Deeds & Mortgages | Oct 2019 Mortgage Dec 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-09-30-2-001-045.000 |
| Primary APN | 12-18-09-30-2-001-045.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 1,472 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 22,660 sqft (0.52 acres) |
| Lot Dimensions | 220 ft deep x 103 ft wide |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 88 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 447190 |
|---|---|
| Street Address | 786 RIVER RD |
| City | VALLEY |
| State | AL |
| Zip | 36854-5530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT SE COR OF LOT 5, L.V. LAMB SUB., RUN NE'LY211.3' TO RIVER ROAD, SE'LY ALONG ROAD 103.3', SW'LY219.5', NW'LY107.5' TO P |
| Legal Range | 29 |
| Legal Township | 21 |
| Legal Section | 30 |
| Legal Subdivision | L.V. LAMB SUB |
| Legal Lot Number | 5 |
| Jurisdiction | CHAMBERS AL |
| Township / Civil Division | VALLEY |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 954700 |
Source: Chambers County records · APN 12-18-09-30-2-001-045.000
Assessment roll updated May 12, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 786 RIVER RD, VALLEY, AL 36854-5530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2019 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Dec 12, 2018 | Warranty Deed, Transfer · Stand-Alone First Mortgage STATEWIDE MORTGAGE |
| May 16, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 12, 2018 · Amount on Record |
| Deed Sale | Dec 12, 2018 · Amount on Record |
| Prior Sale | May 16, 2018 · Amount on Record |
| Deed Book / Page | 2018 / 5076 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 786 RIVER RD, VALLEY, AL 36854-5530 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/4427 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 2019/4427 |
| Name | CLEARPATH LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | Dec 12, 2018 |
| Property Address | 786 RIVER RD, VALLEY, AL 36854-5530 |
| Document Number | 02018/5076 |
| Book / Page | 2018 / 5076 |
| Instrument Date | Dec 04, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 786 RIVER RD, VALLEY, AL 36854-5530 |
| Document Number | 0020185077 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 2018/5077 |
| Name | STATEWIDE MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 2018/5076 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 2018/5076 |
| Name | STATEWIDE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | May 16, 2018 |
| Property Address | 786 RIVER RD, VALLEY, AL 36854-5530 |
| Document Number | 02018/1960 |
| Book / Page | 2018 / 1960 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 LAFAYETTE ST, VALLEY, AL 36854-4808 |
Source: Chambers County records · Assessment roll updated May 12, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chambers County |
| Municipality | Valley City |
| Unified School District | Chambers County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42,432 (+178.06%) Land $1,100 Building $41,332 | $212,160 (+39.06%) Land $5,500 Building $206,660 | |
| 2023 | Additional exemption filed | $15,260 Land $600 Building $14,660 | $152,570 Land $6,010 Building $146,560 |
Source: FEMA National Flood Hazard Layer, Chambers County (01017C), updated February 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 37% of the US · above 24% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 1,724 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 161 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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