816 River Rd, Valley, AL 36854 Property Records

Chambers County property record for 816 River Rd, Valley, AL 36854

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,523 sqft · built 1945
Lot Size	0.599 acres (26,105 sqft)
Owner	Individual Name on Record
Last Sale	$94,900 (Dec 2019)
Tax Bill	$438 (2026)
Deeds & Mortgages	Nov 2018 Mortgage Dec 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-18-09-30-2-001-048.000`

Property Details

APN / Parcel Number

Primary APN	`12-18-09-30-2-001-048.000`
Alternative APNs	`1809302001048000` `456090`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,523 sqft Living Area
1st Floor Area	1,523 sqft
Upper Floors Area	1,523 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Other
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	26,105 sqft (0.599 acres)
Lot Dimensions	245 ft deep x 99 ft wide
Garage Type	Mixed
Garage Area	441 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	456090
Street Address	816 RIVER RD
City	VALLEY
State	AL
Zip	36854-5512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	START AT INT OF SW MARGIN OF RIVER ROAD & S LINE OF NE1/4 OF NW1/4, RUN NW'LY ALONG ROAD 87'(S) TO P.O.B., RUN SW'LY245.44',
Legal Range	29
Legal Township	21
Legal Section	30
Legal Subdivision	L V LAMB SUB
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	3
Census Block	3037
Census Tract	954700

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	816 RIVER RD, VALLEY, AL 36854-5512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2018	Deed of Trust, Mortgage CENTERSTATE BANK
Dec 19, 2019	Deed, Transfer · Stand-Alone First Mortgage CMG FINANCIAL
Nov 21, 2018	Warranty Deed, Transfer
Nov 21, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2019 · Amount on Record
Deed Sale	Dec 19, 2019 · Amount on Record
Prior Sale	Nov 21, 2018 · Amount on Record
Deed Book / Page	2019 / 5153
Prior Transfer Date	Nov 13, 2018
Prior Transfer Doc	2018/4815
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	816 RIVER RD, VALLEY, AL 36854-5512
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000004817
Date	Nov 21, 2018
Book Page	0000002018/0000004817

Lender

Name	CENTERSTATE BANK
Type	Bank

Agreement

Amount	Amount Recorded

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMBERS AL
Recording Date	Dec 19, 2019
Property Address	816 RIVER RD, VALLEY, AL 36854-5512
Document Number	2019/5153
Book / Page	2019 / 5153
Instrument Date	Dec 17, 2019
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 RIVER RD, VALLEY, AL 36854-5512

Mortgage

Document Number	20195154
Date	Dec 19, 2019
Instrument	2019/5154

Lender

Name	CMG FINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	02019/5153
Date	Dec 19, 2019
Book Page	2019/5153

Lender

Name	CMG FINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Nov 21, 2018
Property Address	816 RIVER RD, VALLEY, AL 36854-5512
Document Number	2018/4816
Book / Page	2018 / 4816
Instrument Date	Nov 16, 2018
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1272 SALEM RD, LAGRANGE, GA 30241-8413

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMBERS AL
Recording Date	Nov 21, 2018
Property Address	816 RIVER RD, VALLEY, AL 36854-5512
Document Number	2018/4815
Book / Page	2018 / 4815
Instrument Date	Nov 13, 2018
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 RIVER RD, VALLEY, AL 36854-5512

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Valley City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$438.00 (+7.62%) Homeowner's exemption
2025	$407.00 (+7.96%)	$29,004 (+175.18%) Land $1,220 Building $27,784	$145,020 (+37.77%) Land $6,100 Building $138,920
2024	$377.00 Additional exemption filed	$10,540 (-) Land $680 Building $9,860	$105,260 (-) Land $6,710 Building $98,550
2023	$377.00 (-8.72%) Additional exemption filed	$10,540 (-7.54%) Land $680 Building $9,860	$105,260 (-7.59%) Land $6,710 Building $98,550
2022	$413.00 Additional exemption filed	$11,400 Land $680 Building $10,720	$113,910 Land $6,710 Building $107,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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