Duval County property record for 840 Reflection Cove Rd E, Jacksonville, FL 32218 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,383 sqft · built 2009 |
| Lot Size | 0.238 acres (10,372 sqft) |
| Owner | Individual Name on File |
| Last Sale | $233,500 (Oct 2009) |
| Tax Bill | $366 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 106606-7200 |
| Primary APN | 106606-7200 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,383 sqft Living Area |
| Gross Area | 3,064 sqft |
| 1st Floor Area | 2,383 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,372 sqft (0.238 acres) |
| Garage Type | Attached |
| Garage Area | 466 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 215 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 840 REFLECTION COVE RD E |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32218-8950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 61-59 37-1N-27E .24 NORTH CREEK UNIT 4 LOT 19 |
| Legal Range | 27E |
| Legal Township | 01N |
| Legal Section | 37 |
| Legal Subdivision | NORTH CREEK UNIT 4 |
| Legal Lot Number | 19 |
| Legal Unit | 4 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE NORTH |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 10101 |
Source: Duval County records · APN 106606-7200
Assessment roll updated June 3, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 840 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 05, 2022 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Oct 05, 2020 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Dec 01, 2017 | Deed of Trust, Mortgage · Conventional with PMI NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 16, 2009 · Amount on Record |
| Deed Sale | Oct 16, 2009 · Amount on Record |
| Deed Document Number | 2009251019 |
| Deed Book / Page | 15039 / 1681 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 840 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8950 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 840 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8950 |
| Document Number | 0202632452 |
|---|---|
| Date | May 05, 2022 |
| Book Page | 20263/2452 |
| Instrument | 2022120007 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 840 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8950 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 840 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8950 |
| Document Number | 0193952123 |
|---|---|
| Date | Oct 05, 2020 |
| Book Page | 19395/2123 |
| Instrument | 2020218528 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 840 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8950 |
| Document Number | 0182141569 |
| Book / Page | 018214 / 001569 |
| Instrument Date | Dec 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | NAVY FEDERAL TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 840 REFLECTION COVE RD E JACKSONVILLE FL 322188950, JACKSONVILLE, FL 32218-8950 |
| Document Number | 0182141569 |
|---|---|
| Date | Dec 08, 2017 |
| Book Page | 018214/001569 |
| Instrument | 281837 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 07, 2047 |
Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,457 (+2.7%) | $330,786 (+2.34%) Land $82,874 Building $247,912 | |
| 2025 | $366.00 (+89.64%) Homeowner's exemption Veteran's exemption Widower's exemption | $216,609 (+5.99%) | $323,214 (-2.63%) Land $80,000 Building $243,214 |
| 2024 | $193.00 | ||
| 2023 | $193.00 Homeowner's exemption Veteran's exemption Widower's exemption | $204,374 (+3%) | $331,944 (+14.91%) Land $75,000 Building $256,944 |
| 2022 | $193.00 Homeowner's exemption Veteran's exemption Widower's exemption | $198,422 | $288,867 Land $55,000 Building $233,867 |
Source: FEMA National Flood Hazard Layer, Duval County (12031C), updated June 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 56% of the US · above 27% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 592 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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